IN THE CIRCUIT COURT OF THE NINETEENTH JUDICIAL CIRCUIT, IN AND FOR ST LUCIE COUNTY, FLORIDA CASE NO. 2025CA000412  PHH MORTGAGE CORPORATION, Plaintiff, vs. EDYTH VANESSA UMANA-REYES A/K/A EDYTH VANESSA UMANA REYES; TAH-QUAN LIONEL WILKES; BENT CREEK MASTER HOMEOWNERS ASSOCIATION, INC.; MS RIALTO BENT CREEK FL, LLC, AN INACTIVE FOREIGN LIMITED LIABILITY COMPANY; Defendants NOTICE OF FORECLOSURE SALE (Please publish in ST LUCIE NEWS TRIBUNE) NOTICE IS HEREBY GIVEN pursuant to a Final Judgment of Foreclosure dated December 31, 2025, and entered in Case No. 2025CA000412, of the Circuit Court of the Nineteenth Judicial Circuit in and for ST. LUCIE County, Florida. PHH MORTGAGE CORPORATION, is Plaintiff and EDYTH VANESSA UMANA-REYES A/K/A EDYTH VANESSA UMANA REYES; TAH-QUAN LIONEL WILKES; BENT CREEK MASTER HOMEOWNERS ASSOCIATION, INC.; MS RIALTO BENT CREEK FL, LLC, AN INACTIVE FOREIGN LIMITED LIABILITY COMPANY, are defendants. Michelle R. Miller, Clerk of the Circuit Court for ST. LUCIE County, Florida will sell to the highest and best bidder for cash via the Internet at https://stlucie.realforeclose.com at 8:00 a.m., on the _17TH_ day of _FEBRUARY_, 2026, the following described property as set forth in said Final Judgment, to wit: LOT 221, OF BENT CREEK - TRACT "B-2", ACCORDING TO THE PLAT THEREOF, AS RECORDED IN PLAT BOOK 90, PAGE 17, OF THE PUBLIC RECORDS OF ST. LUCIE COUNTY, FLORIDA. If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact Court Administration, 250 NW Country Club Drive, Suite 217, Port St. Lucie, FL 34986, (772) 807-4370 at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711. Si usted es una persona minusválida que necesita algún acomodamiento para poder participar en este procedimiento, usted tiene derecho, sin tener gastos propios, a que se le provea cierta ayuda. Tenga la amabilidad de ponerse en contacto con Court Administration, 250 NW Country Club Drive, Suite 217, Port St. Lucie, FL 34986, (772) 807-4370 por lo menos 7 días antes de la cita fijada para su comparecencia en los tribunales, o inmediatamente después de recibir esta notificación si el tiempo antes de la comparecencia que se ha programado es menos de 7 días; si usted tiene discapacitación del oído o de la voz, llame al 711. Si ou se yon moun ki andikape ou enfim ki bezwen akomodasyon pou w ka patisipe nan pwosedi sa, ou kalifye san ou pa gen okenn lajan pou w peye, gen pwovizyon pou jwen kèk èd. Tanpri kontakte Court Administration, 250 NW Country Club Drive, Suite 217, Port St. Lucie, FL 34986, (772) 807-4370 nan 7 jou anvan dat ou gen randevou pou parèt nan tribinal la, oubyen imedyatman apre ou fin resevwa konvokasyon an si lè ou gen pou w parèt nan tribinal la mwens ke 7 jou; si ou gen pwoblèm pou w tande oubyen pale, rele 711. Dated this 8th day of January, 2026. VAN NESS LAW FIRM, PLC 1239 E. Newport Center Drive, Suite 110 Deerfield Beach, Florida 33442 Ph: (954) 571-2031 PRIMARY EMAIL: Pleadings@vanlawfl.com /s/ Mark Elia Mark C. Elia, Esq. Bar Number: 695734 Any person claiming an interest in the surplus from the sale, if any, other than the property owner as of the date of the lis pendens must file a claim before the clerk reports the surplus as unclaimed. PUN JAN 14 & 21,2026 TCN 11988553