IN THE CIRCUIT COURT OF THE FOURTEENTH JUDICIAL CIRCUIT IN AND FOR BAY COUNTY, FLORIDA CIVIL DIVISION Case #: 25000679CA Trustmark National Bank Plaintiff, -vs.- Kristen Renita Young a/k/a Kristen R. Young; Unknown Spouse of Kristen Renita Young a/k/a Kristen R. Young; Island Reserve Condominium Association, Inc.; Unknown Parties in Possession #1, if living, and all Unknown Parties claiming by, through, under and against the above named Defendant(s); Unknown Parties in Possession #2, if living, and all Unknown Parties claiming by, through, under and against the above named Defendant(s) Defendant(s). NOTICE OF ACTION FORECLOSURE PROCEEDINGS-PROPERTY TO: Kristen Renita Young a/k/a Kristen R. Young: 8700 Front Beach Road, Unit 4104, Panama City Beach, FL 32407 and Unknown Spouse of Kristen Renita Young a/k/a Kristen R. Young: 8700 Front Beach Road, Unit 4104, Panama City Beach, FL 32407 Residence unknown, if living, including any unknown spouse of the said Defendants, if either has remarried and if either or both of said Defendants are dead, their respective unknown heirs, devisees, grantees, assignees, creditors, lienors, and trustees, and all other persons claiming by, through, under or against the named Defendant(s); and the aforementioned named Defendant(s) and such of the aforementioned unknown Defendants and such of the aforementioned unknown Defendants as may be infants, incompetents or otherwise not sui juris. YOU ARE HEREBY NOTIFIED that an action has been commenced to foreclose a mortgage on the following real property, lying and being and situated in Bay County, Florida, more particularly described as follows: CONDOMINIUM UNIT 4104, ISLAND RESERVE, A CONDOMINIUM, TOGETHER WITH AN UNDIVIDED INTEREST IN THE COMMON ELEMENTS, ACCORDING TO THE DECLARATION OF CONDOMINIUM THEREOF RECORDED IN OFFICIAL RECORD BOOK 3018, PAGE 563, AND AMENDED BY DOCUMENTS RECORDED IN OFFICIAL RECORDS BOOK 3030, PAGE 763, BOOK 3042, PAGE 1181 AND BOOK 3068, PAGE 1351 AND BOOK 3073, PAGE 1344 OF THE PUBLIC RECORDS OF BAY COUNTY, FLORIDA. more commonly known as 8700 Front Beach Road, Unit 4104, Panama City Beach, FL 32407. This action has been filed against you and you are required to serve a copy of your written defense, if any, upon LOGS LEGAL GROUP LLP, Attorneys for Plaintiff, whose address is 750 Park of Commerce Blvd., Suite 130, Boca Raton, FL 33487, within thirty (30) days after the first publication of this notice and file the original with the clerk of this Court either before with service on Plaintiff's attorney or immediately thereafter; otherwise a default will be entered against you for the relief demanded in the Complaint. WITNESS my hand and seal of this Court on the 30th day of December, 2025. Bill Kinsaul Circuit and County Courts  By:/s/ Chrrista Caswell Deputy Clerk If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator by mail at P.O. Box 1089, Panama City, FL 32402 or by phone at (850) 747-5338 at least seven (7) days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than seven (7) days. If you are hearing impaired, call 711. PUBLISH IN Panama City News Herald #11993259; 1/14, 1/21/2026