NOTICE OF THE ANNUAL MEETING OF MEMBERS OF FIRST FEDERAL SAVINGS OF MIDDLETOWN   NOTICE IS HEREBY GIVEN, that the annual meeting of the members of the First Federal Savings of Middletown will be held at the home office, 22 James Street, Middletown, New York, on the 28th day of January, 2026 at the hour of 6:00 P.M. The business to be taken up at the annual meeting shall be:   1. Considering and voting upon approval of minutes of last members' meeting; 2. Considering and voting upon reports of officers and committees of the association; 3. Considering and acting upon ratification of the acts of directors and officers of the association; 4. Election of directors to fill the offices the terms of which are then expiring; 5. No other matters.   Dated this 6th day of January 2026   /s/ Sharon Fagan Sharon Fagan Corporate Secretary First Federal Savings of Middletown