TRUSTEE'S SALE 120 WESTGATE RD VERONA, VA 24482 In execution of the Deed of Trust in the original principal amount of $112,000.00, dated December 20, 2006, and recorded as Instrument Number 060016992 in Augusta County land records, the appointed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building, One East Johnson Street, Staunton, VA 24402 on February 20, 2026 at 10:00AM, the property described in said deed of trust, located at the above address and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND SITUATE IN THE COUNTY OF AUGUSTA, COMMONWEALTH OF VIRGINIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: ALL THAT CERTAIN LOT OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON, AND ALL RIGHTS, PRIVILEGES AND APPURTENANCES THEREUNTO BELONGING OR IN ANYWISE APPERTAINING, SITUATE IN MIDDLE RIVER DISTRICT, AUGUSTA COUNTY, VIRGINIA, DESIGNATED AND DESCRIBED AS LOT SEVEN (7), BLOCK THREE (3), SHOWN ON MAP ENTITLED "MAP OF BELAIRE, SECTION ONE", MADE BY J. W. HARRIS, C.L.S., DATED JUNE 19, 1972, REVISED JANUARY 31, 1973, OF RECORD IN THE CLERK'S OFFICE OF THE CIRCUIT COURT OF AUGUSTA COUNTY, VIRGINIA IN DEED BOOK 611 AT PAGE 496; BEING THE SAME PROPERTY CONVEYED TO MALCOLM C HATCHER AND BARBARA HATCHER FROM E. R. FITZGERALD AND RAMONA FITZGERALD, BY DEED DATED AUGUST 17, 2005, AND RECORDED ON SEPTEMBER 6, 2005, AS IMAGE NO. 050012271. AND BEING THE SAME PROPERTY CONVEYED TO E.R. FITZGERALD FROM ZE-MAC PROPERTIES, LLC, BY DEED DATED JULY 9, 2003, AND RECORDED ON JULY 23, 2003, AS IMAGE NO. 030011367. The property and improvements will be sold in "as is" physical condition without warranty of any kind. TERMS OF SALE: A non-refundable bidder's deposit of 10% of the sale price or 10% of the original principal amount of the subject Deed of Trust, whichever is lower, by cashier's or certified check required at time of sale except for the party secured by the Deed of Trust. Risk of loss on purchaser from date and time of auction. Balance of the purchase price must be paid by cashier's check within 15 days from sale date. Except for Virginia Grantor tax, all settlement costs and expenses are purchaser's responsibility. Taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit may be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses and attorney’s fees of both sales. If Trustee does not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a bankruptcy was filed, a forbearance, repayment or other agreement was entered into or the loan was reinstated or paid off; in any such event this sale shall be null and void and purchaser’s sole remedy shall be return of deposit without interest. This communication is from a debt collector and is an attempt to collect a debt and any information obtained will be used for that purpose. SUBSTITUTE TRUSTEE: RAS Trustee Services, LLC, 101 North Lynnhaven Road, Suite 104, Virginia Beach, Virginia 23452 FOR INFORMATION CONTACT: RAS Trustee Services, LLC, Substitute Trustee c/o Robertson, Anschutz, Schneid, Crane & Partners, PLLC 11350 McCormick Road, Executive Plaza I, Suite 302 Hunt Valley, Maryland 21031 (844) 442-2150 (470) 321- 7112