NOTICE OF FORECLOSURE BY ADVERTISEMENT. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in EMMET County, starting promptly at 9:00 AM, on February 18, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE INFORMATION: Default has been made in the conditions of a certain mortgage made by Daniel F. Spuller, a single man, whose address is 330 Townline Road, Pellston, Michigan 49769, as original Mortgagors, to Mortgage Electronic Registration Systems, Inc., as nominee for Amerifirst Financial Corporation, being a mortgage dated June 9, 2021, and recorded on June 17, 2021 in Liber 1234 Page 233, Emmet County Records, State of Michigan and then assigned to Carrington Mortgage Services, LLC, as assignee as documented by an assignment dated May 6, 2025 and recorded on May 9, 2025 in Liber 1266 Page 956, Emmet County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of EIGHTY-TWO THOUSAND EIGHT HUNDRED THIRTY-ONE AND 60/100 DOLLARS ($82,831.60). Said premises are situated in the Township of McKinley, County of Emmet, State of Michigan, and are described as: COMMENCING AT A 1 INCH PIPE AT THE SOUTHWEST CORNER OF SECTION 35, TOWNSHIP 37 NORTH, RANGE 4 WEST; THENCE ALONG THE WEST LINE OF SAID SECTION NORTH 00 DEGREES 26'00” EAST 1319.65 FEET (RECORDED AS 1319.345 FEET) TO A T-IRON STAKE ON THE SOUTH 1/8 LINE OF SAID SECTION; THENCE CONTINUING ALONG SAID SECTION LINE NORTH 00 DEGREES 26' 00” EAST 358.00 FEET; BEING THE POINT OF BEGINNING; THENCE NORTH 89 DEGREES 47' 39” EAST 33.00 FEET TO THE EAST LINE OF TOWNLINE ROAD; THENCE NORTH 89 DEGREES 47' 39” EAST 370.02 FEET TO THE WEST LINE OF RAYMOND C. AND HENRIETTA BRIMACOMBE PARCEL DESCRIBED IN LIBER 368, PAGE 985, EMMET COUNTY RECORDS; THENCE ALONG THE WEST LINE OF SAID BRIMACOMBE PARCEL AND NORTHERLY EXTENSION THEREOF, NORTH 00 DEGREES 26' 00” EAST 150.00 FEET; THENCE SOUTH 89 DEGREES 47' 39” WEST 370.02 FEET TO SAID ROAD LINE: THENCE ALONG SAID SECTION LINE SOUTH 00 DEGREES 26' 00” WEST 150.00 FEET TO THE POINT OF BEGINNING; BEING A PART OF THE NORTHWEST 1/4 OF THE SOUTHWEST 1/4 OF SAID SECTION 35. Street Address: 330 Townline Road, Pellston, Michigan 49769 The redemption period shall be 6 months from the date of such sale, unless the property is determined abandoned in accordance with MCLA § 600.3241a in which case the redemption period shall be 30 days from the date of the sale. If the property is sold at a foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCLA § 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. ATTENTION HOMEOWNER: IF YOU ARE A MILITARY SERVICE MEMBER ON ACTIVE DUTY, IF YOUR PERIOD OF ACTIVE DUTY HAS CONCLUDED LESS THAN 90 DAYS AGO, OR IF YOU HAVE BEEN ORDERED TO ACTIVE DUTY, PLEASE CONTACT THE ATTORNEY FOR THE PARTY FORECLOSING THE MORTGAGE AT THE TELEPHONE NUMBER STATED IN THIS NOTICE. Dated: January 15, 2026 For more information, please contact the attorney for the party foreclosing: Robert A. Blumberg (P87490), Johnson, Blumberg, & Associates, LLC, 30 North LaSalle St., Suite 3650 Chicago, Illinois, 60602. Telephone: (312) 541-9710 File No.: MI 25 6917   1581943 (01-15)(02-05)  Invoice Date: 02/05/2026