Thomas Adamo, Sheriff OFFICE OF THE PASSAIC COUNTY SHERIFF SHERIFF'S SALE NOTICE SUPERIOR COURT OF NEW JERSEY - CHANCERY DIVISION - PASSAIC COUNTY SHERIFF'S # F-25001743 DOCKET# F-004781 25 CTL# 163085   Wherein BANK USA, N.A., AS TRUSTEE FOR THE REGISTERED HOLDERS OF RENAISSANCE HOME EQUITY LOAN TRUST 2006-1 is the plaintiff and WAYNE P. MANN A/K/A WAYNE P. MANN, SR., ET AL. are defendants Execution for Sale of Premises. Stern & Eisenberg, PC 609-397-9200 Attorney(s) Attorney File #  By virtue of the above stated Writ to me directed and delivered, I shall expose for sale by public venue and sell to the highest bidder on Tuesday, 2/10/2026, at Two O'Clock in the afternoon, prevailing time, at the Passaic County Court House, Hamilton Street, Paterson, that is to say: The property to be sold is located in BOROUGH OF RINGWOOD, County of Passaic and State of New Jersey. Commonly known as: 176 MARGARET KING AVENUE Tax Lot: 1 Qualifier C2, in Block: 603 Approximately dimensions: 1.02AC. A full legal description can be found at the Office of the Register. Nearest Cross Street: MILLIGAN DRIVE Taxes and other Encumbrances: Taxes current through 3rd quarter of 2025 Water open balance in the amount of $589.69, good through October 10, 2025 Sewer: Plaintiff is unable to confirm these amounts. Prospective purchasers must conduct their own investigation to determine the same. *Plus interest on these figures through date of payoff and any and all subsequent taxes, water and sewer amounts Upset Price: $108,094.33, good through March 10, 2026 and any additional sums as ordered by the court. Occupancy Status: Occupancy status at the property is unknown. Subject to any lien in favor of a Condominium Association which is granted priority pursuant to NJSA 46:8B-21(B)(1), if any. Subject to the conditions of sale as set forth by the sheriff who reserves the right to adourn the sale without further notice through publication. Subject to: such facts as an accurate survey and physical inspection of the premises may reveal, easements and restrictions of record, if any; unpaid taxes, assessments, water and sewer liens, if any; rights of tenants and occupants, if any; state and municipal ordinances, statues and regulations, including zoning ordinances; any outstanding taxes, water and sewer with interest through the date of payoff; if the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid. The purchaser shall have no further recourse, including any costs and expense, including attorneys' fees, for bidding upon the property, against the mortgagee, or the mortgagee's attorney; the outstanding taxes, liens and/or encumbrances disclosed in this publication are accurate as of the date of submission to the Sheriff only. It is the responsibility of any potential bidder at sale to determine the amount due, which can be obtained from the local taxing authority. Plaintiff has no obligation to further investigate, publish or announce any subsequently accruing taxes, liens and/or encumbrances. Third party bidders expressly agree and recognize that they will take title subject to the existence of any subsequently accruing taxes, liens and/or encumbrances and absolutely and unequivocally release any right to challenge the validity of the sale based on the existence of same. Surplus Money: If after the sale and satisfaction of the mortgage debt, including costs and expenses, there remains any surplus money, the money will be deposited into the Superior Court Trust Fund and any person claiming the surplus, or any part thereof, may file a motion pursuant to Court Rules 4:64-3 and 4:57-2 stating the nature and extent of that person's claim and asking for an order directing payment of the surplus money. The Sheriff or other person conducting the sale will have information regarding the surplus, if any. This concise description does not constitute a legal description of the real estate. A full legal description can be found at the Sheriff's Office. Approximate amount due Plaintiff on this execution: $105,428.64 The property shall be sold subject to all liens and encumbrances of record and the Sheriff makes no representation expressed or implied as to the existence, amount or validity of any liens and encumbrances on the property which is the subject matter of this Sale. 20% of the amount bid will be required as a deposit at the time of Sale, in Certified Check, or Official Bank Check or Money Order. Balance to be paid within 30 days of Sale. The Sheriff hereby reserves the right to adjourn this Sale without further notice by publication. Herald News/The Record (191) Fee: $327.96 Ad#11807652; 1/16, 1/23, 1/30, 2/6/2026