Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Ionia County, starting promptly at 10:00 AM on FEBRUARY 19, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a mortgage made by Troy Abel and Alexa Abel, husband and wife, to Mortgage Electronic Registration Systems, Inc., as nominee for Mortgage 1 Incorporated, Mortgagee, dated August 2, 2021 and recorded August 13, 2021 in Liber 666, Page 8811 Ionia County Records, Michigan. Said mortgage is now held by Siwell, Inc. dba Capital Mortgage Services of Texas, by assignment. There is claimed to be due at the date hereof the sum of One Hundred Seventy-One Thousand Seven Hundred Seventy and 73/100 Dollars ($171,770.73). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue at the place of holding the circuit court within Ionia County, Michigan at 10:00 AM on FEBRUARY 19, 2026. Said premises are located in the City of Ionia, Ionia County Michigan, and are described as: Lot 15 of Sessions' Second addition to the City of lonia, according to the plat thereof as recorded in Liber 2 of Page 5, lonia County, Michigan. 606 King Street, Ionia, Michigan 48846 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. Dated: January 16, 2026 File No. 25-013796 Firm Name: Orlans Law Group PLLC Firm Address: 1650 West Big Beaver Road, Troy MI 48084 Firm Phone Number: (248) 502.1400   1581851 (01-16)(02-06) Invoice Date: 02/06/2026