NOTICE OF FORECLOSURE Default having been made in the payment of the indebtedness secured by that certain mortgage dated October 13, 2023, executed by MELINDA TURNER, to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS MORTGAGEE, AS NOMINEE FOR ROCKET MORTGAGE, LLC, ITS SUCCESSORS AND ASSIGNS, which mortgage was recorded on October 18, 2023, in Instrument Number 3565103, of the mortgage records in the Office of the Judge of Probate of Etowah County, Alabama and which mortgage was duly transferred and assigned to ROCKET MORTGAGE, LLC, FKA QUICKEN LOANS, LLC, notice is hereby given that pursuant to law and the power of sale contained in said mortgage, the undersigned will sell at public outcry, to the highest bidder for cash, in front of the Main entrance to the Etowah County Courthouse at Gadsden, Alabama during the legal hours of sale on February 18, 2026, the following described real estate, situated in Etowah County, Alabama, to-wit: LAND SITUATED IN THE COUNTY OF ETOWAH IN THE STATE OF AL BEGIN AT THE SOUTHEAST CORNER OF LOT NO. 21 IN BLOCK 1 OF ROLLING GREEN PARK SUBDIVISION AS RECORDED IN PLAT BOOK "C" PAGES 238 AND 239, PROBATE OFFICE, ETOWAH COUNTY, ALABAMA ON THE NORTHERLY R/W OF RIVERSIDE DRIVE (50 FOOT R/W) AND RUN NORTH 87 DEGREES 05 MINUTES 00 SECONDS WEST ALONG SAID R/W 160.00 FEET TO A POINT; THENCE RUN NORTH 02 DEGREES 55 MINUTES 00 SECONDS EAST LEAVING SAID R/W, 75.00 FEET TO A POINT; THENCE RUN NORTH 88 DEGREES 44 MINUTES 52 SECONDS EAST 155.99 FEET TO A POINT ON THE WESTERLY R/W OF PADENREICH AVENUE (50 FOOT R/W); THENCE RUN SOUTH 00 DEGREES 00 MINUTES 52 SECONDS ALONG SAID R/W 86.45 FEET TO THE POINT OF BEGINNING. SAID PROPERTY BEING A PORTION OF LOTS 20 AND 21, BLOCK 1, ROLLING GREEN PARK SUBDIVISION, ETOWAH COUNTY, ALABAMA. This sale is made for the purpose of paying the indebtedness secured by said mortgage as well as expenses of foreclosure. This property will be sold on an “as is, where is” basis, subject to any easements, encumbrances, and exceptions reflected in the mortgage and those contained in the records of the office of the Judge of Probate of the County where the above-described property is situated. This property will be sold without warranty or recourse, expressed or implied as to condition, title, use and/or enjoyment and will be sold subject to the right of redemption of all parties entitled thereto.   Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. The successful bidder must tender full funds at the conclusion of the sale in the form of a certified check made payable or endorsed to Padgett Law Group. No personal checks will be accepted. To this end you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded. Padgett Law Group reserves the right to award the bid to the next highest bidders should the highest bidder fail to timely tender the total amount due. Rocket Mortgage, LLC f/k/a Quicken Loans, LLC PADGETT LAW GROUP 6267 Old Water Oak Road, Ste. 203 Tallahassee, FL 32312 25-017893 The Gadsden Times - AL January 18, 2026, January 25, 2026, February 01, 2026; #12002087