12005723 NOTICE OF SUBSTITUTE TRUSTEE’S SALE   WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust dated May 5, 2023, executed by SIEGFRIED RICHTER AND CHARLENE RICHTER, to as Trustee for MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS BENEFICIARY, AS NOMINEE FOR CHURCHILL MORTGAGE CORPORATION, its successors and assigns, recorded on May 12, 2023 in Instrument Number: 20230512-0035430, in the Register of Deeds Office for Davidson County, Tennessee, to which reference is hereby made; and   WHEREAS, SELECT PORTFOLIO SERVICING, INC,, hereinafter "Creditor", the party entitled to enforce said security interest, having appointed Robertson, Anschutz, Schneid, Crane & Partners, PLLC, as Substitute Trustee.   NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that Robertson, Anschutz, Schneid, Crane & Partners, PLLC, as Substitute Trustee, or its agent, by virtue of the power, duty, and authority vested in and imposed upon said Substitute Trustee, will, on February 09, 2026, at 11:00 AM local time, at The Historic Davidson County Courthouse, One Public Square, Nashville, TN 37201, in Davidson County, Tennessee, offer for sale certain property hereinafter described to the highest bidder for cash or certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the Substitute Trustee. The property to be sold is described as follows:   THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF DAVIDSON, STATE OF TENNESSEE, AND IS DESCRIBED AS FOLLOWS:   LAND IN DAVIDSON COUNTY, TENNESSEE, BEING UNIT NO. 110, PHASE 2, ON THE PLAN OF HAMILTON CHURCH MANOR TOWNHOUSES, A TOWNHOUSE PLANNED UNIT DEVELOPMENT (HORIZONTAL PROPERTY REGIME WITH PRIVATE ELEMENTS), CREATED UNDER TITLE 66, SECTION 27-101, ET SEQ., AS AMENDED, TENNESSEE CODE ANNOTATED, AS ESTABLISHED BY DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR HAMILTON CHURCH MANOR AND DECLARATION OF COVENANTS, CONDITIONS, AND RESTRICTIONS FOR HAMILTON CHURCH MANOR TOWNHOUSES, A TOWNHOUSE PLANNED UNIT DEVELOPMENT, (HORIZONTAL PROPERTY REGIME WITH PRIVATE ELEMENTS), OF RECORD IN INSTRUMENT NO. 20210114-0006145 AND AMENDED IN INSTRUMENT NO. 20210119-0008158 AND RATIFICATION AND ADOPTION OF DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR HAMILTON CHURCH MANOR AND DECLARATION OF COVENANTS, CONDITIONS, AND RESTRICTIONS FOR HAMILTON CHURCH MANOR TOWNHOUSES OF RECORD IN INSTRUMENT NO. 20210826-0115250 CORRECTED IN INSTRUMENT NO. 20210827-0115886, AND FURTHER AMENDED IN INSTRUMENT NO. 20220627-0073357, REGISTER'S OFFICE FOR DAVIDSON COUNTY, TENNESSEE, INCLUDING WITHOUT LIMITATION THE BY-LAWS APPENDED THERETO AS EXHIBIT "D-2". REFERENCE IS HEREBY MADE TO THE PLAN OF HAMILTON CHURCH MANOR TOWNHOUSES, PHASE 2, SHOWN ON EXHIBIT "B-2" TO THE SECOND AMENDMENT TO THE DECLARATIONS OF RECORD IN INSTRUMENT NO. 20220627-0073357, REGISTER'S OFFICE FOR DAVIDSON COUNTY, TENNESSEE, FOR A MORE COMPLETE IDENTIFICATION AND DESCRIPTION OF SAID UNIT.   THE INSTRUMENT CONSTITUTING THE SOURCE OF THE BORROWER'S INTEREST IN THE FOREGOING DESCRIBED PROPERTY WAS A SPECIAL WARRANTY DEED RECORDED IN INSTRUMENT: 20230301-0014674 IN THE REGISTER'S OFFICE OF DAVIDSON COUNTY, TENNESSEE.   Commonly known as: 620 CHINA GROVE ALY ANTIOCH, TN 37013   Parcel number(s): 164 03 0D 110.00   In the event of a discrepancy between the legal description, the street address, and/or the parcel number(s), the legal description shall control.   The sale is subject to the following: tenant(s)/occupant(s) rights in possession, if any; all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any state or federal governmental agency; any prior liens or encumbrances; any priority created by a fixture filing; and any matter that an accurate survey of the property might disclose. Additionally, the following parties might claim an interest in the property: SIEGFRIED RICHTER; CHARLENE RICHTER; ESTHELLE BECK; HAMILTON CHURCH MANOR TOWNHOUSES OWNERS ASSOCIATION, INC..   If the United States, the State of Tennessee, or any agency thereof have any liens on the property and are named herein as interested parties, timely notice has been given to them in accordance with applicable law, and the sale will be subject to any applicable rights of redemption held by such entities, as required by 26 U.S.C. § 7425 and/or T.C.A. § 67-1-1433.   The property will be sold AS IS, WHERE IS, WITH ALL FAULTS, and without warranty of any kind, express or implied, as to the condition of the property or any improvements thereon, including but not limited to merchantability or fitness for a particular purpose. The Substitute Trustee makes no covenant of seisin or warranty of title, express or implied, and will only convey the property by Substitute Trustee’s Deed. Except as noted above, all right and equity of redemption, statutory or otherwise, homestead, and exemption are expressly waived in the Deed of Trust.   The sale held pursuant to this notice is subject to the express reservation that it may be rescinded by the Substitute Trustee at any time. If the sale is rescinded for any reason, the purchaser shall only be entitled to a refund of funds tendered to purchase the subject property, and shall have no further or other recourse against Creditor, the Substitute Trustee, or their successor(s), assign(s), agent(s), and attorney(s). The right is reserved to adjourn the sale to another day, time, and place certain, without further publication, upon announcement at the time and place for the sale set forth above. Notice of such adjournment will also be mailed to interested parties when required by applicable law.   If you have any questions or concerns, please contact:   Robertson, Anschutz, Schneid, Crane & Partners, PLLC Attn: TN Foreclosure 13010 Morris Rd, Ste 450 Alpharetta, GA 30004 (423) 498-7400 tnfc@raslg.com   Please reference file number 25-369369 when contacting our office.   Investors website: https://www.rascranesalesinfo.com and https://www.BetterChoiceNotices.com   THIS OFFICE MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.