NOTICE OF SUBSTITUTE TRUSTEE’S SALE   STATE OF MISSISSIPPI COUNTY OF MADISON   WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated August 1, 2007, executed by ROYZELL HOLMES and TASHIRA HOLMES conveying certain real property therein described to W. STEWART ROBISON, as Trustee, for JIM WALTER HOMES, INC., Original Beneficiary, to secure the indebtedness therein described, as same appears of record in the Office of the Chancery Clerk of Madison County, Mississippi filed and recorded September 17, 2007, in Deed Book 2239, Page 38; and WHEREAS, the beneficial interest of said Deed of Trust was transferred and assigned to U.S. Bank National Association, not in its individual capacity but solely as Trustee of NRZ Inventory Trust; and WHEREAS, Rubin Lublin, LLC has been appointed as Substitute Trustee; and NOW, THEREFORE, the holder of said Deed of Trust, having requested the undersigned so to do, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee shall, on March 19, 2026 within the lawful hours of sale between 11:00AM and 4:00PM at the South Door of the Madison County Courthouse, 128 West North Street, Canton, MS 39046 proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Madison County, Mississippi, to wit:   A PARCEL OF LAND CONTAINING 1.000 ACRE, MORE OR LESS, SITUATED IN THE SOUTH HALF (S1/2) OF THE NORTH HALF (N1/2) OF THE NORTHEAST QUARTER (NE1/4) OF SECTION 22, TOWNSHIP 7 NORTH, RANGE 1 EAST, MADISON COUNTY, MISSISSIPPI AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS, TO-WIT: COMMENCING AT A FOUND 1 INCH REBAR LOCATED AT THE NORTHEAST CORNER OF SECTION 22, TOWNSHIP 7 NORTH, RANGE 1 EAST, MADISON COUNTY, MISSISSIPPI; THENCE RUN WEST FOR A DISTANCE OF 2201.90 FEET; THENCE RUN SOUTH FOR A DISTANCE OF 990.62 FEET TO A SET ½ INCH REBAR; THENCE RUN SOUTH 00 DEGREES 41 MINUTES 43 SECONDS EAST FOR A DISTANCE OF 263.99 FEET TO A SET ½ INCH REBAR; THENCE RUN SOUTH 89 DEGREES 15 MINUTES 20 SECONDS WEST FOR A DISTANCE OF 177.96 FEET TO A SET ½ INCH REBAR AND THE POINT OF BEGINNING FOR THE FOLLOWING DESCRIBED PARCEL OF LAND; THENCE CONTINUE SOUTH 89 DEGREES 15 MINUTES 20 SECONDS WEST FOR A DISTANCE OF 215.81 FEET TO A SET ½ INCH REBAR ON THE EAST RIGHT OF WAY OF HICKORY ROAD AS NOW LAID OUT THIS DATE (AUGUST, 2007; THENCE RUN ALONG SAID EAST RIGHT OF WAY, NORTH 00 DEGREES 44 MINUTES 40 SECONDS WEST FOR A DISTANCE OF 178.41 FEET TO A FOUND ½ INCH REBAR ; THENCE LEAVING SAID EAST RIGHT OF WAY, RUN NORTH 77 DEGREES 00 MINUTES 00 SECONDS EAST FOR A DISTANCE OF 220.84 FEET TO A SET ½ INCH REBAR; THENCE RUN SOUTH 00 DEGREES 44 MINUTES 40 SECONDS EAST FOR A DISTANCE OF 225.28 FEET BACK TO THE POINT OF BEGINNING OF THE ABOVE DESCRIBED PARCEL OF LAND CONTAINING 1.000 ACRE, MORE OR LESS.   AND: A PERPETUAL, NON-EXCLUSIVE EASEMENT FOR PURPOSES OF INGRESS, EGRESS, REGRESS AND DRAINAGE, RUNNING WITH THE LAND HEREIN CONVEYED, ALL PERTAINING TO INSTALLATION AND MAINTENANCE OF WATER, SEWER AND DRAINAGE LINES, AND FOR PURPOSES OF ALLOWING WASTE WATER FROM A SEWAGE TREATMENT SYSTEM TO DRAIN AND/OR OTHERWISE PASS OVER AND ACROSS THE FOLLOWING DESCRIBED REAL PROPERTY: AND ALSO A 1.000 ACRE DRAINAGE EASEMENT DESCRIBED AS FOLLOWS: COMMENCING AT A FOUND 1 INCH REBAR LOCATED AT THE NORTHEAST CORNER OF SECTION 22, TOWNSHIP 7 NORTH, RANGE 1 EAST, MADISON COUNTY, MISSISSIPPI; THENCE RUN WEST FOR A DISTANCE OF 2201.90 FEET; THENCE RUN SOUTH FOR A DISTANCE OF 990.62 FEET TO A SET ½ INCH REBAR AND THE POINT OF BEGINNING FOR THE FOLLOWING DRAINAGE EASEMENT; THENCE RUN SOUTH 00 DEGREES 41 MINUTES 43 SECONDS EAST FOR A DISTANCE OF 263.99 FEET TO A SET ½ INCH REBAR; THENCE RUN SOUTH 89 DEGREES 15 MINUTES 20 SECONDS WEST FOR A DISTANCE OF 177.96 FEET TO A SET ½ INCH REBAR; THENCE RUN NORTH 00 DEGREES 44 MINUTES 40 SECONDS WEST FOR A DISTANCE OF 225.28 FEET TO A SET ½ INCH REBAR; THENCE RUN NORTH 77 DEGREES 00 MINUTES 00 SECONDS EAST FOR A DISTANCE OF 182.34 FEET BACK TO THE POINT OF BEGINNING OF THE ABOVE DESCRIBED DRAINAGE EASEMENT CONTAINING 1.000 ACRE, MORE OR LESS. REFERENCE BEARING USED IS BASED ON BEARINGS OF RECORD FOUND IN DEED BOOK 1839, PAGE 17, MADISON COUNTY, MISSISSIPPI.   PROPERTY ADDRESS: The street address of the property is believed to be 296 HICKORY RD, RIDGELAND, MS 39157. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control.   Title to the above described property is believed to be good, but I will convey only such title as is vested in me as Substitute Trustee.   THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.   Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100 Peachtree Corners, GA 30071 rlselaw.com/property-listing Tel: (877) 813-0992 Fax: (470) 508-9401 PUBLISH: 02/05/2026, 02/26/2026, 03/05/2026, 03/12/2026 #12042437