NOTICE OF FORECLOSURE BY ADVERTISEMENT. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in CHEBOYGAN County, starting promptly at 11:00 AM, on March 13, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE INFORMATION: Default has been made in the conditions of a certain mortgage made by Kristina Schoenith and Michael Schoenith, wife and husband, whose address is 221 South F Street, Cheboygan, Michigan 49721, as original Mortgagors, to Mortgage Electronic Registration Systems, Inc., as nominee for Amerifirst Financial Corporation, being a mortgage dated March 8, 2021, and recorded on March 15, 2021 in Liber 1443 Page 184, Cheboygan County Records, State of Michigan and then assigned to Carrington Mortgage Services, LLC, as assignee as documented by an assignment dated April 23, 2024 and recorded on April 29, 2024 in Liber 1528 Page 787, Cheboygan County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of SEVENTY-EIGHT THOUSAND NINE HUNDRED FOURTEEN AND 19/100 DOLLARS ($78,914.19). Said premises are situated in the City of Cheboygan, County of Cheboygan, State of Michigan, and are described as: LOT 14, BLOCK 8, A. ROBARGE'S ADDITION TO THE VILLAGE (NOW CITY) OF CHEBOYGAN, ACCORDING TO THE PLAT THEREOF AS SET FORTH IN LIBER 1 OF PLATS, PAGE 15, CHEBOYGAN COUNTY, MICHIGAN. Street Address: 221 South F Street, Cheboygan, Michigan 49721 The redemption period shall be 6 months from the date of such sale, unless the property is determined abandoned in accordance with MCLA § 600.3241a in which case the redemption period shall be 30 days from the date of the sale. If the property is sold at a foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCLA § 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. ATTENTION HOMEOWNER: IF YOU ARE A MILITARY SERVICE MEMBER ON ACTIVE DUTY, IF YOUR PERIOD OF ACTIVE DUTY HAS CONCLUDED LESS THAN 90 DAYS AGO, OR IF YOU HAVE BEEN ORDERED TO ACTIVE DUTY, PLEASE CONTACT THE ATTORNEY FOR THE PARTY FORECLOSING THE MORTGAGE AT THE TELEPHONE NUMBER STATED IN THIS NOTICE. Dated: February 10, 2026 For more information, please contact the attorney for the party foreclosing: Robert A. Blumberg (P87490), Johnson, Blumberg, & Associates, LLC, 30 North LaSalle St., Suite 3650 Chicago, Illinois, 60602. Telephone: (312) 541-9710 File No.: MI 26 6946   1584361 (02-10)(03-03) Invoice Date: 03/03/2026