IN THE CIRCUIT COURT FOR OKALOOSA COUNTY, FLORIDA PROBATE DIVISION File No. 2026 CP 000138 F IN RE: ESTATE OF NANCY M. KEEGAN, Deceased. NOTICE TO CREDITORS The administration of the estate of NANCY M. KEEGAN, deceased, whose date of death was December 29, 2025, is pending in the Circuit Court for Okaloosa County, Florida, Probate Division, the address which is Courthouse Annex Ext., 1940 Lewis Turner Blvd., Ft. Walton Beach, FL 32547. The names and addresses of the personal representative and the personal representative’s attorney are set forth below. All creditors of the decedent and other persons having claims or demands against decedent’s estate on whom a copy of this notice is required to be served must file their claims with this court ON OR BEFORE THE LATER OF 3 MONTHS AFTER THE TIME OF THE FIRST PUBLICATION OF THIS NOTICE OR 30 DAYS AFTER THE DATE OF SERVICE OF A COPY OF THIS NOTICE ON THEM. All other creditors of the decedent and other persons having claims or demands against decedent’s estate must file their claims with this court WITHIN 3 MONTHS AFTER THE DATE OF THE FIRST PUBLICATION OF THIS NOTICE. The personal representative has no duty to discover whether any property held at the time of the decedent’s death by the decedent or the decedent’s surviving spouse is property to which the Florida Uniform Disposition of Community Property Rights at Death Act as described in ss. 732.216-732.228, applies, or may apply, unless a written demand is made by a creditor as specified under s. 732.2211, Florida Statutes. ALL CLAIMS NOT FILED WITHIN THE TIME PERIODS SET FORTH IN FLORIDA STATUTES SECTION 733.702 WILL BE FOREVER BARRED. NOTWITHSTANDING THE TIME PERIODS SET FORTH ABOVE, ANY CLAIM FILED TWO (2) YEARS OR MORE AFTER THE DECEDENT’S DATE OF DEATH IS BARRED. The date of first publication of this notice is February 11, 2026. Attorney for Personal Representatives:  /s/ D. Keith Kilpatrick D. Keith Kilpatrick, Esquire KILPATRICK & NEWLIN, P. A. Florida Bar Number: 628131 9218 Navarre Parkway Navarre, Florida 32566 Telephone: (850) 939-7722; Fax: (850) 936-9955 E-mail: probate@kilpatricklawfirm.com Personal Representative: /s/ William K. Keegan WILLIAM K. KEEGAN 4368 Old Bayou Trail Destin, FL 32551 Pub: Feb 11 & 18, 2026; #12068961