SUBSTITUTE TRUSTEE'S NOTICE OF SALE WHEREAS, on the June 2, 2022, John McCoy and Farzette Jackson, executed a Deed of Trust to Luckett Land Title, Inc., Trustee for the use and benefit of Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Open Mortgage, LLC, its successors and assigns, which Deed of Trust is on file and of record in the office of the Chancery Clerk of Madison County, Mississippi, in Deed of Trust June 6, 2022, in Book No. T-4218, at Page 254 thereof; WHEREAS, said Deed of Trust was ultimately assigned to Planet Home Lending, LLC by assignment on file and of record in the office of the Chancery Clerk of Madison County, Mississippi, in December 4, 2024, in Book No. T-4503, at Page 649 thereof; and WHEREAS, the legal holder of the said Deed of Trust and the note secured thereby, substituted Foundation Legal Group, LLP fka Wilson & Associates, PLLC, as Trustee therein, as authorized by the terms thereof, by instrument recorded in the office of the aforesaid Chancery Clerk in January 9, 2025, in Book No. 4515, at Page 71 thereof; and   WHEREAS, default having been made in the performance of the conditions and stipulations as set forth by said Deed of Trust, and having been requested by the legal holder of the indebtedness secured and described by said Deed of Trust so to do, notice is hereby given that Foundation Legal Group, LLP fka Wilson & Associates, PLLC, Substitute Trustee, by virtue of the authority conferred upon me in said Deed of Trust, will offer for sale and will sell at public sale and outcry to the highest and best bidder for certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee, during the legal hours (between the hours of 11 o'clock a.m. and 4 o'clock p.m.) Madison County Courthouse, 128 West North Street, Canton, MS 39046, on March 5, 2026, the following described land and property being the same land and property described in said Deed of Trust, situated in Madison County, State of Mississippi, to-wit: LOT 154, HIGHLANDS OF YANDELL FARMS, PART IB, A SUBDIVISION ACCORDING TO THE MAP OR PLAT THEREOF WHICH IS ON FILE AND OF RECORD IN THE OFFICE OF THE CHANCERY CLERK OF MADISON COUNTY AT CANTON, MISSISSIPPI IN PLAT CABINET F, AT SLIDE 183A & 183B, REFERENCE TO WHICH IS HEREBY MADE IN AID OF AND AS A PART OF THIS DESCRIPTION. Title to the above described property is believed to be good, but I will convey only such title as is vested in the aforementioned Substitute Trustee. WITNESS MY SIGNATURE , this the 3rd day of February, 2026. Sincerely, /s/ Courtney McGahhey, FOUNDATION LEGAL GROUP, LLP FKA WILSON & ASSOCIATES, PLLC, Substitute Trustee   PREPARED BY: Foundation Legal Group, LLP One East Center Suite310 Fayetteville, AR 72701 (479)521-5820 File # 360999 02/12, 02/19, 02/26/2026 #12063636