IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION BEFORE THE CLERK 25SP001652-350 NORTH CAROLINA GASTON COUNTY NOTICE OF SUBSTITUTE TRUSTEE'S FORECLOSURE SALE OF REAL PROPERTY AND FIXTURES IN THE MATTER OF THE FORECLOSURE OF A DEED OF TRUST RECORDED ON MAY 4, 2023 IN BOOK 5408, AT PAGE 1584, GASTON COUNTY REGISTRY, BY J. MARTIN PAGE, APPOINTED SUBSTITUTE TRUSTEE BY INSTRUMENT RECORDED ON NOVEMBER 3, 2025 IN BOOK 5597, PAGE 100, GASTON COUNTY REGISTRY Under and by virtue of the power and authority contained in the Deed of Trust, Assignment of Rents, Security Agreement and Fixture Filing dated May 3, 2023 and recorded on May 4, 2023, in Book 5408, at Page 1584, Gaston County Registry ("Deed of Trust") executed by Palm and Ivy Investments LLC ("Borrower"), and because of default in the payment of that certain Commercial Promissory Note dated May 3, 2023 in the original principal sum of $223,890.00, as amended or modified including by that certain Extension and Modification Agreement dated September 17, 2024 (collectively, the "Note"), executed by Borrower secured by the Deed of Trust, and pursuant to an Order of the Assistant Clerk of Superior Court for Gaston County, North Carolina, entered in this foreclosure proceeding, the undersigned, J. Martin Page, Substitute Trustee by instrument recorded on November 3, 2025 in Book 5597, at Page 100, Gaston County Registry, will expose for sale on March, 17, 2026, 11:30 A.M., AT THE USUAL AND CUSTOMARY LOCATION AT THE GASTON COUNTY COURTHOUSE, 325 DR M.L.K. JR. WAY, GASTONIA, NC 28052, FOR CONDUCTING SUCH SALES, at public auction to the highest bidder for cash, that certain real property being more particularly described as follows: BEGINNING at an existing iron pin situated in the Southwesternmost right of way line of Woodlawn Avenue: said point of Beginning being the common front corner of Lot 30 and 31 of the Hillcrest Subdivision, Section #2, as shown and described on that certain Map or Plat which is duly filed for recorded in Plat Book 1 at Page 114, said point of Beginning also being 175 feet, plus or minus, measured along the right of way line of Woodlawn Avenue in a Southeasterly direction from the right of way line of U.S. Highway 321, as shown and described on that certain Map or Plat which is duly filed for recording in Plat Book 1 at Page 114; thence from the beginning and with the right of way of Woodlawn Avenue, South 51 deg. 15 min. East 114.97 feet to an existing iron pin, corner of Beverly Groves, now or formerly, as described in that Deed recorded in Deed Book 1500 at Page 430; thence with the common line of Groves and line through lot 35, South 38 deg. 02 min. 54 sec. West 143.45 feet to an existing iron pin; thence with the common line of the property of Kiser and Perkins, now or formerly, and along the rear lot lines of Lots 31-34 inclusive, and a portion of Lot 35, North 51 deg. 01 min. 43 sec. West 114.78 feet to an existing iron pin; thence with the common line of Lot 30, North 37 deg. 58 min 24 sec. East 143.01 feet to the point of beginning. The foregoing is the full contents of Lots 31 through 34 inclusive and a portion of Lot 35 of the Hillcrest Subdivision, Section #2, as shown and described on that certain Map or Plat duly recorded in Plat Book 1 at Page 114. FOR INFORMATIONAL PURPOSES ONLY: Property Address: 411 Woodlawn Ave., Gastonia, NC 28052 Parcel ID: 112408 The record owner of the above-described real property not more than ten (10) days prior to the posting of this Notice reflected on the records of the Gaston County Register of Deeds is Palm and Ivy Investments LLC. The above-described real property, improvements and fixtures will be sold subject to any and all superior mortgages, deeds of trust and liens, including, without limitation, the lien of all unpaid ad valorem taxes and special assessments, as well as easements, conditions, restrictions and other matters of record filed prior to the Deed of Trust. The above-described property will be sold "AS IS, WHERE IS." The property is not being sold subject to or together with any subordinate rights or interests. Neither the Substitute Trustee, nor the holder of the Note secured by the Deed of Trust being foreclosed, nor the officers, members, managers, directors, attorneys, employees, agents or authorized representatives of either the Substitute Trustee or the holder of the Note make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property being sold, and any and all responsibilities or liabilities arising out of or in any way relating to any such conditions expressly are disclaimed. Pursuant to N.C. Gen. Stat. §45-21.10 and the terms of the Deed of Trust, any successful bidder may be required to deposit with the Substitute Trustee immediately upon conclusion of the sale a cash deposit or certified check not to exceed the greater of five percent (5%) of the amount of the bid or seven hundred fifty dollars ($750.00). Any successful bidder shall be required to tender the full balance purchase price so bid in cash or certified check at the time the Substitute Trustee tenders to the successful bidder a deed for the property or attempts to tender such deed, and should said successful bidder fail to pay the full balance purchase price so bid at that time, the successful bidder shall remain liable on the bid as provided for in N.C. Gen. Stat. § 45-21.30 (d) and (e). In the event the holder of the secured indebtedness is the successful bidder, it may credit bid at the public sale, and credit the net sale proceeds against the loan balance in lieu of tendering cash or a certified check when the deed is tendered. Should the property be purchased by a party other than the holder of the secured indebtedness, that person must also pay the tax of Forty-Five Cents (.45) per One Hundred ($100) Dollars, but not to exceed $500.00, as required by N.C. Gen. Stat. §7A-308(a)(1). Please be advised that an order for possession of the property may be issued pursuant to N.C. Gen. Stat. §45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of the superior court of the county in which the property is sold. Further, be advised that any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may, after receiving the notice of sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on the date stated in the notice that is at least ten (10) days, but no more than ninety (90) days, after the sale date contained in the notice of sale, provided that Borrower has not cured the default at the time the tenant provides the notice of termination. Upon termination of such rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination. Any person who occupies the subject property pursuant to a bona fide lease or tenancy may have additional rights pursuant to the Protecting Tenants at Foreclosure Act. The sale will be held open for upset bid(s) as by law required. DATE OF SALE: March 17, 2026 HOUR OF SALE: 11:30 A.M. PLACE OF SALE: Gaston County Courthouse, 325 DR M.L.K. JR. WAY GASTONIA, NC 28052, at the usual and customary location for conducting such sales This the 22nd day of January, 2026. /s/ J. Martin Page J. Martin Page, Esq. N.C. State Bar No. 43852 Bell Carrington Price & Gregg, PLLC 5550 77 Center Drive, Suite 160 Charlotte, NC 28217 T: 980-201-3840 Substitute Trustee 60722 March 6, 13 2026 LWLM0460802