NOTICE OF TRUSTEE’S SALE T.S.# 141045-UT Loan # ******4218 A.P.N.: SG-VILG-1-A-39 IMPORTANT NOTICE TO PROPERTY OWNER The following described property will be sold at public auction to the highest bidder payable in lawful money of the United States at THE FRONT STEPS OF THE MAIN ENTRANCE OF THE WASHINGTON COUNTY DISTRICT COURT 206 WEST TABERNACLE, ST. GEORGE, UT 84770 on 3/19/2026 at 3:00 PM of said day, for the purpose of foreclosing a Trust Deed dated 4/18/2023 and executed by QUINN N GARDINER AND BRUCE A GARDINER as trustors, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS BENEFICIARY, AS NOMINEE FOR UNITED WHOLESALE MORTGAGE, LLC, ITS SUCCESSORS AND ASSIGNS, recorded on 4/19/2023, as Instrument No. 20230010949 covering the following real property located in Washington County, Utah and more particularly described as follows: LOT 39, THE VILLAGE PHASE 1-A, ACCORDING TO THE OFFICIAL PLAT THEREOF, ON FILE AND OF RECORD IN THE OFFICE OF THE WASHINGTON COUNTY RECORDER, STATE OF UTAH MORE ACCURATELY DESCRIBED AS LOT 39, THE VILLAGE PHASE 1-A, ACCORDING TO THE OFFICIAL PLAT THEREOF, AS RECORDED IN THE RECORDS OF WASHINGTON COUNTY, STATE OF UTAH A.P.N.: SG-VILG-1-A-39 The current beneficiary of the trust deed is LAKEVIEW LOAN SERVICING, LLC (“Beneficiary”) and the record owner(s) of the property as of the recording of the notice of default is/are QUINN N GARDINER AND BRUCE A GARDINER. The street address of the property is purported to be 444 E SUNLAND DR #39, SAINT GEORGE, UT 84790, . Bidders must be prepared to tender to the trustee $10,000.00 at the sale and the balance of the purchase price by 12:00 noon the day following the sale. Both payments must be in the form of a cashier’s check or certified funds. “Official” checks and cash are not acceptable. If the highest bidder refuses to pay the amount of the bid, the bidder forfeits its deposit and is liable for any loss as a result of the refusal, including interest, costs and trustee’s and reasonable attorney fees. TRUSTEE CONTACT INFORMATION: ORANGE TITLE INSURANCE AGENCY, INC. 374 East 720 South Orem, Utah 84058 Phone: (800) 500-8757 Fax: (801) 285-0964 Hours: Monday-Friday 9a.m.-5p.m. A Trustee’s deed will be delivered to the successful bidder within five business days after receipt of the amount bid. Successor Trustee disclaims liability for any error in the street address shown herein. Successor Trustee may void sale due to any unknown facts at time of sale that would cause the cancellation of the sale. If sale is voided, Successor Trustee shall return funds to bidder, and the Successor Trustee and Beneficiary shall not be liable to bidder for any damages. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Beneficiary, Trustor, Successor Trustee or the Successor Trustee’s attorney. This is an attempt to foreclose a security instrument and any information obtained will be used for that purpose. Dated: JAN 28, 2026 ORANGE TITLE INSURANCE AGENCY, INC. Monica Chavez, Authorized Agent Pub#12040604 Published February 16, 23, March 2, 2026 The Spectrum UPAXLP