NOTICE OF TRUST   In Re: Karen E. Smith Trust, dated June 11, 2013 TO ALL PERSONS INTERESTED in the legal affairs of Karen E. Smith, deceased, who died on or about December 18, 2025; You are hereby notified that Rhonda L. Duchesneau is the Trustee of the Karen E. Smith Trust, dated June 11, 2013, a trust established by Karen E. Smith. At this time, no probate administration is contemplated with regard to the above-referenced decedent.   Any action to contest the validity of the trust must be brought in the District Court of Polk County, Iowa, within the later to occur of four months from the date of second publication of this notice, or thirty days from the date of mailing this notice to all heirs of the decedent, spouse of the decedent, and beneficiaries under the trust whose identities are reasonably ascertainable. Any suit not filed within this period shall be forever barred. Notice is further given that the will of the decedent has been admitted to probate without present administration in the District Court for Polk County, Iowa, and the will designates the trust as residual beneficiary of the estate. Notice is further given that all persons indebted to the decedent or to the trust are requested to make immediate payment to the undersigned trustee. Persons or entities having claims against the trust must mail them to the trustee at the address listed below via certified mail, return receipt requested. Unless creditor claims are mailed by the later to occur of four months from the second publication of this notice or thirty days from the date of mailing this notice, the claim shall be forever barred, unless otherwise allowed, paid or satisfied. Dated this 26th day of January, 2026.   KAREN E. SMITH TRUST, DATED JUNE 11, 2013   Mark R. Gray, Attorney for the Trust Mark Gray Law, PLC  416 SW 3rd Street  Ankeny, IA 50023 (515) 964-3633   Rhonda L. Duchesneau, Trustee 1416 W 58th Street Davenport, Iowa 52086-1810 Date of second publication 25 day of February, 2025.