Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the Circuit Court in Cheboygan County, starting promptly at 11:00 AM, on March 20, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Name(s) of the mortgagor(s): David H Chapman, an Unmarried Person Original Mortgagee: Bank of America, N.A. Foreclosing Assignee: N/A Date of Mortgage: August 14, 2007 Date of Mortgage Recording: October 10, 2007 Amount claimed due on mortgage on the date of notice: $206,126.53 Description of the mortgaged premises: Situated in the Township of Burt, Cheboygan County, Michigan, and are described as: Commencing at the Southeast corner of Lot 11 of the Plat of Greenman's Point, a part of Government Lot 1, Section 14, T36N, R3W, Cheboygan County; thence N. 36° 57' W. along the Westerly Right-of-Way of Greenman's Point Road 101.02 feet to the Point of Beginning; thence N. 36° 57' W. along sold Right-of-Way 100 feet more or less to the Northeast corner of said lot; thence S. 59° 33' 10" W. 187.75 feet to the shore of Burt Lake; thence S. 32° 32' E. along the shore 100.23 feet; thence N. 59° 35' 10" E. 195.55 feet to the Westerly Right-Way of said road and the Point of Beginning, being a part of Lot 11, Plat of Greenman's Point, according to the Plat thereof as recorded in Liber 4 of Plats, Pages 10 and 11, Cheboygan County Records. Subject to the rights of the public and of any government unit in any portion of subject property being taken, used or deeded for street, road or highway purposes. Subject to the rights of the State of Michigan and others in and to any portion of subject property lying in or under the waters of Burt Lake. Commonly Known as: 3801 Greenman Point, Cheboygan, MI 49721 The redemption period shall be 12 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale, or upon the expiration of the notice required by MCL 600.3241a(c), whichever is later; or unless MCL 600.3240(16) applies. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention Purchaser: This sale may be rescinded by the foreclosing mortgagee for any reason. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest, and the purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's attorney. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: 02/19/2026 Potestivo & Associates, P.C. 251 Diversion Street, Rochester, MI 48307 248-853-4400 310183   1585253 (02-19)(03-12) Invoice Date: 03/12/2026