TS No. 2512291113 Notice Of Default And Foreclosure Sale U.S. Department Of Housing And Urban Development Recorded in accordance with 12 USCA 3764 (c) APN 205-260-010-000 Property Address: 16698 Laverne Ln Anderson, California 96007 Title Order No.: LTTSG2501448 Whereas, on 12/16/2015, a certain Deed of Trust was executed by George A. Gourley Sr., as surviving joint tenant as trustor in favor of Mortgage Electronic Registration Systems, Inc., A Separate Corporation Acting Solely As Nominee For Reverse Mortgage Solutions, Inc as beneficiary, and Placer Title Company as trustee, and was recorded on 12/23/2015, as Instrument No. 2015-0037836, in the Office of the County Recorder of Shasta County, California; and Whereas, the Deed of Trust was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and Whereas, the beneficial interest in the Deed of Trust is now owned by the Secretary, pursuant to an Assignment of Deed of Trust dated 9/27/2022, recorded on 9/30/2022, as instrument number 2022-0029141, in the Office of the County Recorder, Shasta County, California; and Whereas, a default has been made in the covenants and conditions of the Deed of Trust in that the payment due on 12/19/2025, was not made and remains wholly unpaid as of the date of this notice, and no payment has been made sufficient to restore the loan to currency; and Whereas, the entire amount delinquent as of 3/30/2026 is $293,702.72; and Whereas, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust to be immediately due and payable; Now Therefore, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary's designation of Total Lender Solutions, Inc., as Foreclosure Commissioner, recorded on 9/6/2018 as instrument number 2018-0024780, notice is hereby given that on 3/30/2026 at 11:00 AM local time, all real and personal property at or used in connection with the following described property will be sold at public auction to the highest bidder: Legal Description: Parcel 3, In The County Of Shasta, State Of California, As Shown On Parcel Map No. 13-73 In The Northwest One-Quarter Of Section 9, Township 30 North, Range 5 West, M.D.M., Filed August 4, 1972 In Book 1 Of Parcel Maps At Page 100, Shasta County Records. Excepting Therefrom An Undivided One-Half Interest In All Oil, Gas And/Or Other Minerals As Excepted In The Deed From Happy Valley Water Company, A Corporation To Alvin Treat And Gertrude Treat, His Wife, Dated December 9, 1957 And Recorded June 2, 1965 In Book 838 Of Official Records At Page 135, Shasta County Records. Together With An Easement For Road And Public Utility Purposes Over The South 30.00 Feet Of Parcels 1, 2 And 4, And Over The East 30.00 Feet Of Said Parcel 4, As Shown On Said Parcel Map No. 13-73. Also Together With A Non-Exclusive Easement For Road And Utility Purposes Over The Westerly 30.00 Feet Of The Northwest One-Quarter Of The Northeast One-Quarter Of Section 9, Township 30 North, Range 5 West, M.D.B. & M. Also Together With A Non-Exclusive Easement For Road And Utility Purposes Over The Easterly 30.00 Feet Of The Northeast One-Quarter Of The Northwest One-Quarter Of Section 9, Township 30 North, Range 5 West, M.D.B. & M. Excepting From Said Northeast One-Quarter Of The Northwest One-Quarter The Southerly 440.00 Feet Thereof. Also Together With A Non-Exclusive Easement For Road Purposes, 40.00 Feet In Width, Lying Westerly Of And Contiguous To The Following Described Line: Beginning At A Point On The South Line Of Section 4, Township 30 North, Range 5 West M.D.B. & M., From Which The Southeast Corner Of Said Section 4 Bears South 89 Degrees 53' 05" East, 2623.20 Feet; Thence, North 01 Degree 38' 10" West, 26.96 Feet; Thence, North 04 Degrees 19' 02" West 782.71 Feet; Thence, North 01 Degree 34' 40" West To A Point On The South Line Of Hawthorne Avenue-County Road 20022, Being The Point Of Termination Of The Easterly Line Of Said Road Easement; The Westerly Line Of Said Road Easement Being Lengthened Or Shortened To Begin On The South Line Of Said Section 4 And End On The South Line Of Said Hawthorne Avenue. Also Together With The Right To Use In Common With Others Those Certain Easements For Bridle Path And Incidentals Thereto, As Contained In The Agreement For Bridle Path Executed By Reed A. Cockerill And Dorothy Cockerill, His Wife, Romaine Southam And Luella Southam, His Wife, Dan Tucker, A Single Man, David P. Frase, A Single Man, J. H. Christensen And Mary Christensen, His Wife, And Shasta Engineers And Surveyors, A Corporation Dated May 11, 1966 And Recorded May 24, 1966 In Book 882 Of Official Records At Page 213, Shasta County Records. Also Together With A Non-Exclusive Easement For Road Purposes 30.00 Feet In Width The Northerly Line Of Which Is One And The Same As The Southerly Line Of The Property First Hereinabove Described As Conveyed To David P. Frase, A Single Man By Deed Recorded March 2, 1966 In Book 871 Of Official Records At Page 254, Shasta County Records. Commonly known as: 16698 Laverne Ln, Anderson, California 96007 The sale will be held at at south entrance to Shasta County Administration Center / 1450 Court Street, Redding. The Secretary of Housing and Urban Development will bid an estimate of $293,702.72. There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making their bids, all bidders except the Secretary must submit a deposit totaling $29,370.27 [10% of the Secretary's bid] in the form of a certified check or cashier's check made out to the Secretary of HUD. Each oral bid need not be accompanied by a deposit. If the successful bid is oral, a deposit of $29,370.27 must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier's check. If the Secretary is the high bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveyancing fees, all real estate and other taxes that are due on or after the delivery of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashier's check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due. If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the foreclosure commissioner after consultation with the HUD Field Office representative, will be liable to HUD for any costs incurred as a result of such failure. The commissioner may, at the direction of the HUD field office Representative, offer the Property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant the Act. Therefore, the Foreclosure commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant. The amount that must be paid if the Mortgage is to be reinstated prior to the scheduled sale is $293,353.44, as of 3/29/2026, plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner's attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement. Date: 2/13/2026 Total Lender Solutions, Inc. Dept. of HUD Foreclosure Commissioner By: Rachel Seropian 10505 Sorrento Valley Road, Suite 125 San Diego, CA, 92121 Phone: 866-535-3736 Fax: 866-242-8599 A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document. State Of CA County Of San Diego On 2/17/2026 before me, Kimberly Alise Lokey, a notary public personally appeared, Rachel Seropian who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under Penalty Of Perjury under the laws of the State of California that the foregoing paragraph is true and correct. Witness my hand and official seal. Kimberly Alise Lokey (Seal) February 25, March 4, 11 2026 LYRK0464059