Filed: 2/5/2026 11:58 AM St. Joseph Superior Court 5 St. Joseph County, Indiana SUMMONS - SERVICE BY PUBLICATION STATE OF INDIANA COUNTY OF ST. JOSEPH IN THE ST. JOSEPH SUPERIOR COURT CAUSE NO. 25-09391-1 U.S. BANK NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE OF NRZ PASS-THROUGH TRUST XI, VS. Plaintiff, DOUGLAS L. ALWINE, JR., UNKNOWN HEIR(S) AT LAW OF KAREN S. ALWINE, et al., Defendants. NOTICE OF SUIT The State of Indiana to the defendants above named, and any other person who may be concerned: You are notified that you have been sued in the Court above named. The nature of the suit against you is a Complaint on Note and for Foreclosure of Mortgage related to the rights of the parties to the suit in certain real property known as 1248 Terrace Ave., South Bend, IN 46628, which is more particularly described as follows: ALL THAT CERTAIN PARCEL OF LAND DESCRIBED AS FOLLOWS, TO- WIT: LOT NUMBERED TWO HUNDRED TWENTY FOUR (224) AS SHOWN ON THE RECORDED PLAT OF LINCOLN TERRACE ADDITION TO THE CITY OF SOUTH BEND INDIANA, ST. JOSEPH COUNTY. SUBJECT TO THE RECORDED RESTRICTIONS WHICH ARE SET OUT AND CONSTITUTE COVENANTS RUNNING WITH THE LAND, BEING THE SAME LAND AND IMPROVEMENTS THEREON AS DESCRIBED AND RECORDED IN BOOK 427 PAGE 228 DEED RECORDS OF ST. JOSEPH COUNTY, INDIANA. Property Address: 1248 Terrace Ave., South Bend, IN 46628 Parcel Number: 018-2042-1432 This summons by publication is specifically directed to the following defendant(s) whose whereabouts are unknown: Unknown Heir(s) at Law of Karen S. Alwine and all persons claiming by or through Karen S. Alwine, Deceased. If you have a claim for relief against the plaintiff arising from the same transaction or occurrence, you must assert it in your written answer. You must answer the Complaint in writing, by you or your attorney, within thirty (30) days after the last publication of this Notice, and if you fail to do so a judgment will be entered against you for what the plaintiff has demanded. Date: Attest: 2/5/2026 Amy Poffee Clerk, St. Joseph Superior Court Douglas Haman (21328-15) Attorney for Plaintiff SANDHU LAW GROUP, LLC 1213 Prospect Avenue, Suite 300 Cleveland, OH 44115 [T] 513.702.2112 [E] doughaman@wdhlaw.com Notice: This communication is from a debt collector attempting to collect a debt, and any information obtained will be used for that purpose. February 27, March 6, 13 2026 LSBN0456626