IN THE CIRCUIT COURT OF THE FOURTEENTH JUDICIAL CIRCUIT IN AND FOR BAY COUNTY, FLORIDA CASE NO. 25001410CA WYNDHAM VACATION RESORTS, INC., F/K/A FAIRFIELD RESORTS, INC., F/K/A FAIRFIELD COMMUNITIES, INC., A DELAWARE CORPORATION, Plaintiff, vs. VIRGINIA D POWELL, et al, Defendants. NOTICE OF ACTION BY PUBLICATION TO THE FOLLOWING DEFENDANTS WHOSE RESIDENCES ARE UNKNOWN: COUNT III: KATHLEEN VIOLET MARIE HOUSTON and JASON MICHAEL SMITH, 1100 COUNTY ROAD 37, CLANTON, AL 35045 - A 385,000/633,452,000 undivided tenant-in-common fee simple interest in real property commonly known as Units 137-147, 237-247, 337-347, 437-447, 537-547 of EMERALD BEACH RESORT CONDOMINIUM III, according and subject to the Declaration of Condominium for Emerald Beach Resort Condominium III , as recorded in Official Records Book 2944, Page 2252, public records of Bay County, Florida, together with any amendments and supplements thereto and the DECLARATION OF VACATION PLAN FOR PANAMA CITY BEACH VACATION OWNERSHIP PLAN (‘‘Timeshare Declaration’’), as recorded in Official Records Book 3056, Page 1438 et. seq., public records of Bay County, Florida, together with any and all amendments and supplements thereto hereinafter the ‘‘VOI’’, the said Condominium Declaration and Timeshare Declaration being hereinafter collectively referred to as the "Declaration". The Standard VOI described above has a 385,000/633,452,000 Ownership Interest in the Units and Buildings described above and has been allocated 385,000 Points as defined in the Declaration for use in EACH year(s). COUNT IV: DIEGO A ORTIZ and CECILIA R ORTIZ, 1531 FINLEY ST, CEDAR HILL, TX 75104 - A 305,000/2,182,407,500 undivided tenant-in-common fee simple interest in real property commonly known as Units 637, 640, 641, 645, 737-741, 744-747, 837-842, 844-847, 937-947, 1037-1047, 1137-1146, 1237-1246, 1337-1346, 1437-1446, 1537-1546, 1637-1646, 1737-1746, 1837-1846, 1937-1946, 2037-2046, 2137-2146, 2237-2246, 2337-2346, 2438, 2538 of EMERALD BEACH RESORT CONDOMINIUM III, according and subject to the Declaration of Condominium for Emerald Beach Resort Condominium III , as recorded in Official Records Book 2944, Page 2252, public records of Bay County, Florida, together with any amendments and supplements thereto and the DECLARATION OF VACATION PLAN FOR PANAMA CITY BEACH VACATION OWNERSHIP PLAN (‘‘Timeshare Declaration’’), as recorded in Official Records Book 3056, Page 1438 et. seq., public records of Bay County, Florida, together with any and all amendments and supplements thereto hereinafter the ‘‘VOI’’, the said Condominium Declaration and Timeshare Declaration being hereinafter collectively referred to as the "Declaration". The Standard VOI described above has a 305,000/2,182,407,500 Ownership Interest in the Units and Buildings described above and has been allocated 305,000 Points as defined in the Declaration for use in EACH year(s). COUNT VI: and JAMES M BASWELL, 990 READY SECTION RD, HAZEL GREEN, AL 35750 AND 130 CAVE SPRINGS CIR, OWENS CROSSROADS, AL 35763-4200 - A 233,000/2,182,407,500 undivided tenant-in-common fee simple interest in real property commonly known as Units 637, 640, 641, 645, 737-741, 744-747, 837-842, 844-847, 937-947, 1037-1047, 1137-1146, 1237-1246, 1337-1346, 1437-1446, 1537-1546, 1637-1646, 1737-1746, 1837-1846, 1937-1946, 2037-2046, 2137-2146, 2237-2246, 2337-2346, 2438, 2538 of EMERALD BEACH RESORT CONDOMINIUM III, according and subject to the Declaration of Condominium for Emerald Beach Resort Condominium III , as recorded in Official Records Book 2944, Page 2252, public records of Bay County, Florida, together with any amendments and supplements thereto and the DECLARATION OF VACATION PLAN FOR PANAMA CITY BEACH VACATION OWNERSHIP PLAN (‘‘Timeshare Declaration’’), as recorded in Official Records Book 3056, Page 1438 et. seq., public records of Bay County, Florida, together with any and all amendments and supplements thereto hereinafter the ‘‘VOI’’, the said Condominium Declaration and Timeshare Declaration being hereinafter collectively referred to as the "Declaration". The Standard VOI described above has a 233,000/2,182,407,500 Ownership Interest in the Units and Buildings described above and has been allocated 233,000 Points as defined in the Declaration for use in EACH year(s). COUNT IX: MICHAEL HUMBERTO MEJIA 1908 WILLOW OAK DR, VAN BUREN, AR 72956 and AIDA JENNIFER KAAPUNI, 1908 WILLOW OAK DR, VAN BUREN, AR 72956 AND 2011 BEACON RIDGE WAY APT B, VA BUREN, AR 72956-6129 - A 252,000/2,182,407,500 undivided tenant-in-common fee simple interest in real property commonly known as Units 637, 640, 641, 645, 737-741, 744-747, 837-842, 844-847, 937-947, 1037-1047, 1137-1146, 1237-1246, 1337-1346, 1437-1446, 1537-1546, 1637-1646, 1737-1746, 1837-1846, 1937-1946, 2037-2046, 2137-2146, 2237-2246, 2337-2346, 2438, 2538 of EMERALD BEACH RESORT CONDOMINIUM III, according and subject to the Declaration of Condominium for Emerald Beach Resort Condominium III , as recorded in Official Records Book 2944, Page 2252, public records of Bay County, Florida, together with any amendments and supplements thereto and the DECLARATION OF VACATION PLAN FOR PANAMA CITY BEACH VACATION OWNERSHIP PLAN (‘‘Timeshare Declaration’’), as recorded in Official Records Book 3056, Page 1438 et. seq., public records of Bay County, Florida, together with any and all amendments and supplements thereto hereinafter the ‘‘VOI’’, the said Condominium Declaration and Timeshare Declaration being hereinafter collectively referred to as the "Declaration". The Standard VOI described above has a 252,000/2,182,407,500 Ownership Interest in the Units and Buildings described above and has been allocated 252,000 Points as defined in the Declaration for use in EACH year(s). COUNT XII: MARIBEL ROMAN IRIZARRY 19661 GLEN ELM WAY, ORLANDO, FL 32833 and ERIC DAVID SIMS, 19661 GLEN ELM WAY, ORLANDO, FL 32833 AND 716 RAPIDAN RIVER CT APTC , CHESAPEAKE, VA 23320-6824 - A 105,000/2,182,407,500 undivided tenant-in-common fee simple interest in real property commonly known as Units 637, 640, 641, 645, 737-741, 744-747, 837-842, 844-847, 937-947, 1037-1047, 1137-1146, 1237-1246, 1337-1346, 1437-1446, 1537-1546, 1637-1646, 1737-1746, 1837-1846, 1937-1946, 2037-2046, 2137-2146, 2237-2246, 2337-2346, 2438, 2538 of EMERALD BEACH RESORT CONDOMINIUM III, according and subject to the Declaration of Condominium for Emerald Beach Resort Condominium III , as recorded in Official Records Book 2944, Page 2252, public records of Bay County, Florida, together with any amendments and supplements thereto and the DECLARATION OF VACATION PLAN FOR PANAMA CITY BEACH VACATION OWNERSHIP PLAN (‘‘Timeshare Declaration’’), as recorded in Official Records Book 3056, Page 1438 et. seq., public records of Bay County, Florida, together with any and all amendments and supplements thereto hereinafter the ‘‘VOI’’, the said Condominium Declaration and Timeshare Declaration being hereinafter collectively referred to as the "Declaration". The Standard VOI described above has a 105,000/2,182,407,500 Ownership Interest in the Units and Buildings described above and has been allocated 210,000 Points as defined in the Declaration for use in Even year(s). HOA: EMERALD BEACH RESORT MASTER OWNERS ASSOCIATION, INC., 2113 LEWIS TURNER BLVD STE., 100, FORTWALTON BEACH, FL 32547 EMERALD BEACH RESORT CONDOMINIUM III, according and subject to the Declaration of Condominium for Emerald Beach Resort Condominium III, as recorded in Official Records Book 2944, Page 2252, public records of Bay County, Florida, together with any amendments and supplements thereto and the DECLARATION OF VACATION PLAN FOR PANAMA CITY BEACH VACATION OWNERSHIP PLAN (“Timeshare Declaration”), as recorded in Official Records Book 3056, Page 1438 et. seq., public records of Bay County, Florida, together with any and all amendments and supplements thereto hereinafter the “VOI”, the said Condominium Declaration and Timeshare Declaration being hereinafter collectively referred to as the "Declaration". The above-named Defendant(s) is/are not known to be dead or alive and/or, if dead, the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees, or other claimants, by, through under or against said Defendants and all parties having or claiming to have any right, title or interest in the property described above. YOU ARE HEREBY NOTIFIED of the institution of the above-styled foreclosure proceedings by the Plaintiff upon the filing of a complaint to foreclose a claim of lien and for other relief relative to the property described in each count above AND you are required to serve a copy of your written defenses, if any to the complaint, upon Tara C. Early, Esq., Early Law, P.A., 5950 Hazeltine National Drive, Suite 650, Orlando, FL 32822, attorneys for the Plaintiff, within thirty (30) days from the first date of publication, and file the original with the Clerk of the above-styled Court either before service on Plaintiff's attorney or immediately thereafter, otherwise a default will be entered against you for the relief demanded in the Complaint. DATED on this 24th day of February , 2026 Bill Kinsaul, As Clerk of the Court BY: CHRISTA CASWELL Deputy Clerk CONFORMED COPY TO: Tara C. Early, Esq., Florida Bar #0173355, Early Law, P.A., 5950 Hazeltine National Drive, Suite 650; Orlando, FL 32822, Ph. (407)425-3121 Fx (407) 425-4105, E-mail: tsf; Bullet; PO Box 20127, Palm Beach City, 32417 Pursuant to the Fair Debt Collection Practices Act, it is required that we state the following to you: THIS DOCUMENT IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. REQUESTS FOR ACCOMMODATIONS BY PERSONS WITH DISABILITIES If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator by mail at PO Box 1089, Panama City, FL 32402 or by phone at (850) 747-5338 at least seven (7) days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than seven (7) days. If you are hearing impaired, please call 711. #12117008; 3/1 3/8/2026