STATE OF NEW YORK SUPREME COURT COUNTY OF HERKIMER ____ MIDFIRST BANK, Plaintiff, vs. Any unknown heirs to the Estate of STEVEN R. BERNIER, next of kin, devisees, legatees, distributees, grantees, assignees, creditors, lienors, trustees, executors, administrators or successors in interest, as well as the respective heirs at law, next of kin, devisees, legatees, distributees, grantees, assignees, creditors, lienors, trustees, executors, administrators or successors in interest, of the aforesaid classes of persons, if they or any of them be dead, all of whom and whose names and places of residence are unknown to the plaintiff; SANDRA SALAZAR; COLLEEN BIBLE; SARAH KARP; KILEY BERNIER A/K.A KILEY GONZALEZ; JORDYN BERNIER; CAMERON BERNIER; UNITED STATES OF AMERICA O/B/O INTERNAL REVENUE SERVICE; NEW YORK STATE DEPARTMENT OF TAXATION AND FINANCE; and "JOHN DOE" and "MARY DOE," (Said names being fictitious, it being the intention of plaintiff to designate any and all occupants, tenants, persons or corporations, if any, having or claiming an interest in or lien upon the premises being foreclosed herein.) Defendants. ____ Index No.: EF2025-113017 SUPPLEMENTAL SUMMONS Mortgaged Premises: 249 South Fourth Avenue Ilion, (Village of Ilion and Town of German Flatts) NY 13357 Filed: 02/14/2026 Index No.: EF2025-113017 SUPPLEMENTAL SUMMONS Mortgaged Premises: 249 South Fourth Avenue Ilion, (Village of Ilion and Town of German Flatts) NY 13357 TO THE ABOVE NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED to answer the Complaint in the above entitled action and to serve a copy of your Answer on Plaintiff's attorney within twenty (20) days after the service of this Summons, exclusive of the day of service, or within thirty (30) days after completion of service where service is made in any other manner than by personal delivery within the State. The United States of America, if designated as a Defendant in this action, may answer or appear within sixty (60) days of service hereof. In case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the Complaint. NOTICE OF NATURE OF ACTION AND RELIEF SOUGHT THE OBJECT of the above captioned action is for the foreclosure of: Mortgage bearing the date of May 10, 1999, executed by Steven R. Bernier to M&T Mortgage Corporation to secure the sum of $65,280.00, and interest, and recorded in the Office of the Clerk of Herkimer County on May 10, 1999 in Book: 810 Page: 473. That M&T Mortgage Corporation duly assigned said Note and Mortgage to Chase Manhattan Mortgage Corporation, a New Jersey corporation by Assignment dated June 24, 1999 and recorded on November 17, 1999 in the Office of the Clerk of Herkimer County in Book: 48 Page: 291. Loan Modification bearing the date of March 31, 2015, executed by Steven R. Bernier to JPMorgan Chase Bank, N.A. S/B/M Chase Home Finance LLC, S/B/M Chase Manhattan Mortgage Corporation to secure the sum of $3,600.41, with interest, and recorded in the Office of the Clerk of Herkimer County on April 23, 2015 inDocument No.: 2015-00191125. That JPMorgan Chase Bank, National Association, S/B/M Chase Home Finance LLC, S/B/M to Chase Manhattan Mortgage Corporation duly assigned said Note and Mortgage to MidFirst Bank, a Federally Chartered Savings Association by Assignment dated January 14, 2022 and recorded on January 19, 2022 in the Office of the Clerk of Herkimer County in Instrument No.: RP2022-321. The relief sought in the within action is a final judgment directing the sale of the Mortgaged Premises described above to satisfy the debt secured by the Mortgage described above. Plaintiff designates Herkimer County as the place of trial. The basis of venue is the County in which the Mortgaged Premises is situated. Section: 119.51 Block: 5 Lot: 45 DATED: December 22, 2025 Rochester, New York NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the Mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to your Mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. BY: Molly L. Chapman, Esq. DAVIDSON FINK LLP Attorneys for Plaintiff 400 Meridian Centre Blvd., Ste. 200 Rochester, New York 14618 Tel: (585) 760-8218 WE ARE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. SCHEDULE A LEGAL DESCRIPTION ALL THAT TRACT OR PARCEL OF LAND, situate, lying and being in the Village of Ilion, Town of German Flatts, County of Herkimer and State of New York, bounded and described as follows: Commencing at a point in the easterly line of South Fourth Avenue, which point is 47 feet northerly of the point of intersection of the easterly line of South Fourth Avenue with the northerly line of Crescent Street; thence at right angles easterly 100 feet; thence at right angles northerly 47 feet; thence at right angles westerly 100 feet to the easterly line of South Fourth Avenue; thence southerly along the easterly line of South Fourth Avenue 47 feet to the place of beginning. Being Lot No. 9 on a map made by S. Squire, surveyor, for Goff and Stevens, dated April 11, 1916, a copy of which is filed in the Herkimer County Clerk's Office in Book of Maps 3 at page 11. SUBJECT TO easements, covenants and restrictions of record. March 12, 19, 26, April 2 2026 LNYS0471939