NOTICE OF ANNUAL SHAREHOLDERS MEETING OF FIRST FEDERAL BANK OF LOUISIANA   TO ALL MEMBERS AND SHAREHOLDERS of First Federal Bank of Louisiana: You are hereby notified that the Annual Shareholders Meeting of First Federal Bank of Louisiana will be held, pursuant to the provisions of its By-Laws, as follows:   Place: The Bank’s Office 1135 Lakeshore Drive Lake Charles, Louisiana   Time: Wednesday, March 18, 2026, at 2:00 o'clock p.m.   Purpose: a) Attending to all business permitted by law, Articles or By-Laws b) Election of four (4) Directors for terms of three (3) years each to fill vacancies created by expiration of terms   You may attend in person or by proxy. If you desire to attend by proxy, you may execute a proxy form at any of the Bank’s offices. The proxy must be filed with the Corporate Secretary at least five days before the date of said meeting.  Respectfully, First Federal Bank of Louisiana LAURIE L. JOHNSON Corporate Secretary First Federal Bank of Louisiana 1135 Lakeshore Drive Lake Charles, LA 70601 337-421-1226 12056849 3/4 3/11/26 ($270.92)