IN THE CIRCUIT COURT OF THE 5TH JUDICIAL CIRCUIT, IN AND FOR LAKE COUNTY, FLORIDA CIVIL DIVISION: CASE NO.: 2025-CA-000718 MORTGAGE RESEARCH CENTER, LLC D/B/A VETERANS UNITED HOME LOANS, A MISSOURI LIMITED LIABILITY COMPANY, Plaintiff vs. RAY OETTING A/K/A RAY D. OETTING A/K/A RAY DON OETTING; PROPERTY OWNERS' ASSOCIATION OF THE VILLAGES, INC F/K/A ORANGE BLOSSOM GARDENS PROPERTY OWNERS' ASSOCIATION, INC; UNKNOWN TENANT #1 AND UNKNOWN TENANT #2, Defendants,  NOTICE OF ACTION NOTICE IS HEREBY GIVEN pursuant to a Final Judgment of Foreclosure dated the 4th day of February 2026 and entered in Case No. 2025-CA-000718, of the Circuit Court of the 5th Judicial Circuit in and for Lake County, Florida, wherein MORTGAGE RESEARCH CENTER, LLC D/B/A VETERANS UNITED HOME LOANS, A MISSOURI LIMITED LIABILITY COMPANY, is the Plaintiff and RAY OETTING A/K/A RAY D. OETTING A/K/A RAY DON OETTING; PROPERTY OWNERS' ASSOCIATION OF THE VILLAGES, INC F/K/A ORANGE BLOSSOM GARDENS PROPERTY OWNERS' ASSOCIATION, INC; UNKNOWN TENANT #1 AND UNKNOWN TENANT #2; are defendants. Gary J. Cooney the Clerk of this Court shall sell to the highest and best bidder for cash at the LAKE COUNTY COURTHOUSE 550 W. MAIN STREET, TAVARES, FL 32778, 11:00 AM on the 24TH day of March 2026, the following described property as set forth in said Final Judgment, to wit: LOT 5799, OF UNIT 18, ORANGE BLOSSOM GARDENS, ACCORDING TO THE PLAT THEREOF, AS RECORDED IN PLAT BOOK 32, PAGES 34 THROUGH 36, OF THE PUBLIC RECORDS OF LAKE COUNTY, FLORIDA. Property address: 1109 MONTEREY LN LADY LAKE, FL 32159 ANY PERSON CLAIMING AN INTEREST IN THE SURPLUS FROM THE SALE, IF ANY, OTHER THAN THE PROPERTY OWNER AS OF THE DATE OF THE LIS PENDENS MUST FILE A CLAIM WITH THE CLERK BEFORE THE CLERK REPORTS THE SURPLUS AS UNCLAIMED. If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator at the Office of the Trial Court Administrator, 550 West Main Street, Post Office Box 7800, Tavares, Florida, 32778, Telephone: (352) 253-1604, within two (2) working days of your receipt of this (describe notice). If you are hearing or voice impaired, call 1-800-955-8771. Dated this 26th day of February 2026 GARY J. COONEY CLERK OF THE CIRCUIT COURT As Clerk of the Court BY: K. Linares Deputy Clerk Submitted by: DELUCA LAW GROUP, PLLC Attorney for the Plaintiff 2101 NE 26th Street Fort Lauderdale, FL 33305 Phone: (954) 368-1311| Fax: (954) 200-8649 DESIGNATED PRIMARY E-MAIL FOR SERVICE PURSUANT TO FLA. R. JUD. ADMIN 2.516service@delucalawgroup.com 12141272 3/5, 3/12/2026