NOTICE OF TRUSTEE'S SALE The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States at the time of sale, outside the main entrance of the Fifth Judicial District Court, 82 North 100 East, Cedar City, Utah 84720, on March 30, 2026, at 9:00 a.m. of said day for the purpose of foreclosing a trust deed dated January 22, 2010 originally executed by Kathleen Rosemary Calo, TRUSTOR, in which Commonwealth Land Title Company was named as Trustee, and Sun West Mortgage Company, Inc. d/b/a Sun West Mortgage USA Company, Inc., as Beneficiary, and filed for record in the Office of the County Recorder of Iron County, State of Utah, on January 22, 2010 as Entry No. 599427, in Book 1184 at Pages 335-342, in the Office of the Iron County Recorder, State of Utah, all relating to and describing the real property situated in the County of Iron, State of Utah more particularly described as follows: ALL OF LOT 14, COVE RIDGE SUBDIVISION, UNIT 3, ACCORDING TO THE OFFICIAL PLAT THEREOF ON FILE AND OF RECORD IN THE IRON COUNTY RECORDER'S OFFICE. The Real Property tax identification number is B-1620-0014-0000 A Notice of Default and Election to Sell was recorded with the Iron County Recorder on December 2, 2025 as Entry No. 00841419 Bk 1738 Pgs. 1919-1921. A Substitution of Trustee appointing David W. Hunter as successor trustee was recorded with the Iron County Recorder on December 2, 2025 as Entw No. 00841418 Bk 1738 Pgs. 1916-1918. The current beneficiary of the trust deed is CCFM-PHCG, LLC, and the record owner of the property as of the recording of the notice of default was Kathleen Rosemary Calo. Bidders must tender to the Substituted Trustee a $5,000 cashier's check at the sale, and the balance of the purchase price in certified funds by 9:00 a.m. on March 31, 2026. The Successor Trustee is David W. Hunter, 444 E. Tabernacle St. Suite B-201, St. George, Utah 84770, (435) 652-8000. He may be contacted between 8:00 am and 5:00 pm regular business days. Dated this 18th day of February, 2026. David W. Hunter, Successor Trustee PUB#12142767 PUBLISH MARCH 5,12&19,2026 THE SPECTRUM UPAXLP