Notice of Sale Under Power. State of Georgia, County of COLUMBIA. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by SANDRA ILENE SHARP AND BRIAN LEE SHARP WIFE AND HUSBAND to FIRST UNION MORTGAGE CORPORATION , dated 01/22/1999, and Recorded on 01/30/1999 as Book No. 2194 and Page No. 83, AS AFFECTED BY MODIFICATION BOOK 10277, PAGE 63 69, COLUMBIA County, Georgia records, as last assigned to THE SECRETARY OF VETERANS AFFAIRS, AN OFFICER OF THE UNITED STATES (the Secured Creditor), by assignment, conveying the after described property to secure a Note of even date in the original principal amount of $82,950.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the COLUMBIA County Courthouse within the legal hours of sale on the first Tuesday in April, 2026, the following described property: ALL THAT LOT OR PARCEL OF LAND WITH IMPROVEMENTS THEREON, SITUATE, LYING AND BEING IN THE STATE OF GEORGIA, COUNTY OF COLUMBIA, CITY OF HARLEM, BEING KNOWN AND DESIGNATED AS LOT 23, BLOCK "C" SECTION III, SHADY GROVE SUBDIVISION, AS IS MORE PARTICULARLY SHOWN ON A PLAT THEREOF RECORDED IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF COLUMBIA COUNTY, GEORGIA IN PC "B", SLIDE 386 #4; REFERENCE IS HEREBY MADE TO SAID PLAT FOR A MORE COMPLETE AND ACCURATE DESCRIPTION AS TO METES, BOUNDS AND LOCATION OF SAID PROPERTY. THIS PROPERTY IS CONVEYED SUBJECT TO ANY RESTICTIONS AND TO ANY EASEMENTS OF RECORD IN SAID CLERK'S OFFICE. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). THE SECRETARY OF VETERANS AFFAIRS, AN OFFICER OF THE UNITED STATES holds the duly endorsed Note and is the current assignee of the Security Deed to the property. PHH MORTGAGE CORP. F/K/A CENDANT MORTGAGE CORP., acting on behalf of and, as necessary, in consultation with THE SECRETARY OF VETERANS AFFAIRS, AN OFFICER OF THE UNITED STATES (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44 14 162.2, PHH MORTGAGE CORP. F/K/A CENDANT MORTGAGE CORP. may be contacted at: PHH MORTGAGE CORP. F/K/A CENDANT MORTGAGE CORP., ONE MORTGAGE WAY, MT. LAUREL, NJ 08054, 800 750 2518. Please note that, pursuant to O.C.G.A. § 44 14 162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 150 SHADY GROVE CT, HARLEM, GEORGIA 30814 is/are: SANDRA ILENE SHARP AND BRIAN LEE SHARP WIFE AND HUSBAND or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9 13 172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. THE SECRETARY OF VETERANS AFFAIRS, AN OFFICER OF THE UNITED STATES as Attorney in Fact for SANDRA ILENE SHARP AND BRIAN LEE SHARP WIFE AND HUSBAND. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000009869579 BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP 4004 Belt Line Road, Suite 100 Addison, Texas 75001 Telephone: (972) 341 5398.