NOTICE OF SALE UNDER POWER
GEORGIA, COLUMBIA COUNTY
Under and by virtue of the Power of Sale contained in a Security Deed given by Fredric J Collier to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Mortgage Solutions of Colorado, LLC., its successors and assigns dated December 11, 2024, recorded in Deed Book 15419, Page 173, Columbia County, Georgia Records, as last transferred to MORTGAGE SOLUTIONS OF COLORADO, LLC D/B/A MORTGAGE SOLUTIONS FINANCIAL by assignment recorded in Deed Book 15990, Page 017, Columbia County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTY-FIVE THOUSAND AND 0/100 DOLLARS ($265,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Columbia County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in April, 2026, the following described property:
SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. § 13-1-11 having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. Prospective bidders must perform their own due diligence.
MORTGAGE SOLUTIONS OF COLORADO, LLC D/B/A MORTGAGE SOLUTIONS FINANCIAL is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Mortgage Solutions Financial Servicing, a division of Mortgage Solutions of Colorado, LLC, 7450 Campus Dr. Suite 200, Colorado Springs, CO 80920, 1-866-552-6118.
Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan.
Upon information and belief, said property is more commonly known as >1309 Royal Oak St, Grovetown, GA 30813. Should a conflict arise between the property address and the legal description, the legal description shall control.
ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (the “Rule”), found at 89 FR 70258, will go into effect. The Rule applies to certain residential real estate sale transactions (including nonjudicial foreclosures) where the transfer is to a legal entity or trust, and which includes cash purchases, private financing or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicious Activity Report requirement. As part of this Rule, purchasers and sellers are required to provide additional information and documentation about themselves, their legal entities, and/or the source of funds used in the reportable transaction. The collection of this information and documentation is required to comply with the Rule’s federal reporting requirements. This notice is provided for informational purposes only and does not constitute legal advice. You are encouraged to consult with your own independent legal counsel if you have questions about how the FinCEN Anti-Money Laundering Rule affects your transaction and whether your transaction is reportable.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) to confirmation that the successful bidder has timely provided all information required for reporting under the Rule, 89 FR 70258.
MORTGAGE SOLUTIONS OF COLORADO, LLC D/B/A MORTGAGE SOLUTIONS FINANCIAL
as Attorney in Fact for
Fredric J Collier
McCalla Raymer Leibert Pierce, LLP
1544 Old Alabama Rd
Roswell, GA 30076
www.foreclosurehotline.net
EXHIBIT "A"
All that lot or parcel of land, with improvements thereon, situate, lying and being in the State of Georgia, County of Columbia, being shown and designated as Lot 5, Block A, Creek Bend, Section I, Phase 1 & 2, as shown on a plat prepared by James G. Swift & Associates dated August 20,2004, and recorded in the Office of the Clerk of Superior Court of Columbia County, Georgia, in PC-E, Slide 98, #2-#6. Reference is hereby made to said plat for a more complete and accurate description as to the metes, bounds and location of said property.
Said property is conveyed subject to Declaration of Rights, Restrictions, Affirmative Obligations and Conditions Applicable to Creek Bend, Section I, Phase 1 & 2, as recorded in the Office of the Clerk of Superior Court of Columbia County, Georgia, in Deed Book 4591, pages 263-275.
Said property is also conveyed subject to Declaration of Covenants and Restrictions Establishing and Providing for Creek Bend Community Association, Inc., as recorded in said Clerk's Office in Deed Book 4591, pages 276-295; and to any and all applicable easements, restrictions and rights of way of record in said Clerk's Office.
Tax Map and Parcel: 062 819
Property Address: 1309 Royal Oak Street, Grovetown,
Georgia 30813
MR / CA April 7, 2026
Our file no. 26-21302GA-FT17
26-21302GA