IN THE CIRCUIT COURT OF THE FIFTEENTH JUDICIAL CIRCUIT IN AND FOR PALM BEACH COUNTY, FLORIDA M&T BANK, Plaintiff, v. LUC VERNICE, et al., Defendants. CASE NO.: 2025-CA-013546 NOTICE OF ACTION TO: Kinika Presley 13715 77th Place North West Palm Beach, FL 33412 Kinika Presley 13715 71st Pl. N West Palm Beach, FL 33412 Kinika Presley 872 W Main St., Apt. Q149 Molalla, OR 97038 Kinika Presley 1128 Royal Palm Beach Blvd., Apt. 349 Royal Palm Beach, FL 33411 Kinika Presley 832 NW 75th St. Miami, FL 33150 Luc Vernice 13715 77th Place North West Palm Beach, FL 33412 Luc Vernice 13715 71st Pl. N West Palm Beach, FL 33412 Luc Vernice 872 W Main St., Apt. Q149 Molalla, OR 97038 Luc Vernice 1128 Royal Palm Beach Blvd., Apt. 349 Royal Palm Beach, FL 33411 Luc Vernice 832 NW 75th St. Miami, FL 33150 TR Lathing, Inc. c/o Hernan A. Restrepo, Registered Agent 18851 46th Court North Loxahatchee, FL 33470 TR Lathing, Inc. c/o Hernan A. Restrepo, Registered Agent 11924 West Forest Hill Blvd. Wellington, FL 33414 YOU ARE HEREBY NOTIFIED that an action to foreclose a mortgage on the following described property in Palm Beach County, Florida: THE SOUTH 269 FEET OF THE NORTH 1504 FEET OF THE WEST 209 FEET OF THE EAST 3674 FEET OF SECTION 28, TOWNSHIP 42 SOUTH, RANGE 41 EAST, PALM BEACH COUNTY, FLORIDA. has been filed against you and you are required to serve a copy of your written defenses, if any, on Anthony R. Smith, Esquire, the Plaintiff's attorney, whose address is Tiffany & Bosco, P.A., 1201 S. Orlando Ave, Suite 430, Winter Park, FL 32789, on or before thirty (30) days from the date of first publication of this Notice, and file the original with the Clerk of this Court either before service on the Plaintiff's attorney or immediately thereafter; or a default will be entered against you for the relief demanded in the complaint. If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact William Hutchings, Jr., Americans with Disabilities Act Coordinator, Palm Beach County Courthouse, 205 North Dixie Highway West Palm Beach, Florida 33401; telephone number (561) 355-4380 at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711. Si usted es una persona minusválida que necesita algún acomodamiento para poder participar en este procedimiento, usted tiene derecho, sin tener gastos propios, a que se le provea cierta ayuda. Tenga la amabilidad de ponerse en contacto con William Hutchings, Jr., 205 N. Dixie Highway, West Palm Beach, Florida 33401; teléfono número (561) 355-4380, por lo menos 7 días antes de la cita fijada para su comparecencia en los tribunales, o inmediatamente después de recibir esta notificación si el tiempo antes de la comparecencia que se ha programado es menos de 7 días; si usted tiene discapacitación del oído o de la voz, llame al 711. Si ou se yon moun ki enfim ki bezwen akomodasyon pou w ka patisipe nan pwosedi sa, ou kalifye san ou pa gen okenn lajan pou w peye, gen pwovizyon pou jwen kèk èd. Tanpri kontakte William Hutchings, Jr., kòòdonatè pwogram Lwa pou ameriken ki Enfim yo nan Tribinal Konte Palm Beach la ki nan 205 NorthDixie Highway, West Palm Beach, Florida 33401; telefòn li se (561) 355-4380 nan 7 jou anvan dat ou gen randevou pou parèt nan tribinal la, oubyen imedyatman apre ou fin resevwa konvokasyon an si lè ou gen pou w parèt nan tribinal la mwens ke 7 jou; si ou gen pwoblèm pou w tande oubyen pale, rele 711. IN WITNESS WHEREOF, I have hereunto set my hand and affixed the official seal of said Court at Palm Beach County, Florida, this 10th day of March , 2026. Mike Caruso as Clerk of the Circuit Court of Palm Beach County, Florida By: Vincent Baumgarten DEPUTY CLERK Publish: PALM BEACH POST March 13, 20 2026 LSAR0478006