NOTICE OF MORTGAGE FORECLOSURE SALE   STATE OF ALABAMA COUNTY OF MONTGOMERY     Default having been made of the terms of the loan documents secured by that certain mortgage executed by Rhonda Miller Patton, a single woman, to Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Hope Federal Credit Union, its successors and assigns dated March 30, 2021; said mortgage being recorded on April 7, 2021 in Deed Book 5573, Page 104 in the Office of the Judge of Probate of Montgomery County, Alabama. Said Mortgage was last sold, assigned and transferred to Hope Federal Credit Union by assignment recorded in Deed Book 6376, Page 369 in the Office of the Judge of Probate of Montgomery County, Alabama.   The undersigned, Hope Federal Credit Union, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash before the main entrance of the Court House in Montgomery County, Alabama during the legal hours of sale (between 11am and 4pm), on April 14, 2026 the following property, situated in Montgomery County, Alabama, to-wit:   Lot 2, Block A, according to the Corrected Map of Rosehedge at Taylor Lakes, Plat No. 1, as said Map appears of record in the Office of the Judge of Probate of Montgomery County, Alabama, in Plat Book 49, at Page 173.   Said property is commonly known as 5573 Hollister Dr, Montgomery, AL 36116.   Should a conflict arise between the property address and the legal description, the legal description will control.   Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, all outstanding liens for public utilities which constitute liens upon the property, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, easements, rights-of-way, zoning ordinances, restrictions, special assessments, covenants, the statutory right of redemption pursuant to Alabama law, and any matters of record including, but not limited to, those superior to said Mortgage first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. Bidders must perform their own due diligence. The successful bidder must present certified funds in the amount of the winning bid at the time and place of sale.   Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.   ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (the “Rule”), found at 89 FR 70258, will go into effect. The Rule applies to certain residential real estate sale transactions (including nonjudicial foreclosures) where the transfer is to a legal entity or trust, and which includes cash purchases, private financing or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicion Activity Report requirement. As part of this Rule, purchasers and sellers are required to provide additional information and documentation about themselves, their legal entities, and the source of funds used in the reportable transaction. The collection of this information and documentation is required to comply with the Rule’s federal reporting requirements.  This notice is provided for informational purposes only and does not constitute legal advice. You are encouraged to consult with your own independent legal counsel if you have questions about how the FinCEN Anti-Money Laundering Rule affects your transaction and whether your transaction is reportable.   The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) to final confirmation and audit of the status of the loan with the holder of the Mortgage, and (3) to confirmation that the successful bidder has timely provided all information required for reporting under the Rule, 89 FR 70258.   HOPE FEDERAL CREDIT UNION as holder of said mortgage McCalla Raymer Leibert Pierce, LLP 505 20th Street N, Suite 1775 Birmingham, AL 35203 Telephone: (205) 216-4238 FT21@mccalla.com File No. 25-07454AL www.foreclosurehotline.net The Montgomery Advertiser 03/13/2026,03/20/2026,03/27/2026 25-07454AL 03/13, 03/20, 03/27/2026 #12160118