IN THE CIRCUIT COURT OF THE 14TH JUDICIAL CIRCUIT, IN AND FOR BAY COUNTY, FLORIDA CIVIL DIVISION: CASE NO.: 25000834CA U.S. BANK NATIONAL ASSOCIATION, Plaintiff, vs. GREGORY PY; FLORIDA HOUSING FINANCE CORPORATION; HOLIDAY BEACH ON THE GULF PROPERTY OWNERS ASSOCIATION, INC.; UNKNOWN TENANT Defendants. NOTICE OF FORECLOSURE SALE (Please publish in PANAMA CITY NEWS HERALD) NOTICE IS HEREBY GIVEN pursuant to an Order or Final Judgment entered in the above styled cause now pending in said court and as required by Florida Statute 45.031(2), BILL KINSAUL as the Clerk of the Circuit Court shall sell to the highest and best bidder for cash electronically at www.bay.realforeclose.com at, 11:00 AM central time on the 20 day of April, 2026, the following described property as set forth in said Final Judgment, to wit: LOT 3, BLOCK "T", HOLIDAY BEACH UNIT TEN, A SUBDIVISION OF A PORTION OF SECTION 8, TOWNSHIP 3 SOUTH, RANGE 15 WEST, PER PLAT RECORDED IN PLAT BOOK 10, AT PAGE 90, IN THE PUBLIC RECORDS OF BAY COUNTY, FLORIDA.  PROPERTY ADDRESS: 6908 SUNSET AVE, PANAMA CITY, FL 32408 IF YOU ARE A PERSON CLAIMING A RIGHT TO FUNDS REMAINING AFTER THE SALE, YOU MUST FILE A CLAIM WITH THE CLERK NO LATER THAN THE DATE THAT THE CLERK REPORTS THE FUNDS AS UNCLAIMED. IF YOU FAIL TO FILE A CLAIM, YOU WILL NOT BE ENTITLED TO ANY REMAINING FUNDS. AFTER THE FUNDS ARE REPORTED AS UNCLAIMED, ONLY THE OWNER OF RECORD AS OF THE DATE OF THE LIS PENDENS MAY CLAIM THE SURPLUS. If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator by mail at P. O. Box 1089, Panama City, FL 32402 or by phone at (850 767 - 3550) at least seven (7) days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than seven (7) days. If you are hearing impaired, please call 711 or email ADARequest@jud14.flcourts.org. Dated this 9day of March, 2026 BILL KINSAUL Clerk Of The Circuit Court By: Abrial Johnson Deputy Clerk Submitted by: De Cubas & Lewis, P.A. PO Box 5026 Fort Lauderdale, FL 33310 Telephone: (954) 453-0365 Facsimile: (954) 771-6052 Toll Free: 1-800-441-2438 DESIGNATED PRIMARY E-MAIL FOR SERVICE PURSUANT TO FLA. R. JUD. ADMIN 2.516 eservice@decubaslewis.co Pub 02/15/26 02/22/26 #12157801