IN THE IOWA DISTRICT COURT FOR POLK COUNTY
PennyMac Loan Services, LLC,
Plaintiff,
vs.
Julius O. Imafidon; Spouse of Julius O. Imafidon; Bette M. Schwager; Maureen Imafidon; Cristina Nicole Lenhart; State of Iowa, ex rel; The Club at Washington Heights; OneMain Financial Group, LLC and Parties in Possession,
Defendants.
EQUITY NO. EQCE092599
ORIGINAL NOTICE FOR
PUBLICATION
To the above-named Defendants: Julius O. Imafidon, Spouse of Julius O. Imafidon and Parties in Possession
You are notified there was on February 13, 2026 filed in the Office of the Clerk of the above-named Court a Foreclosure Petition, which prays for foreclosure of a mortgage in favor of the Plaintiff on the property described herein and judgment in rem in the amount of $193,751.65 plus interest at the rate of 5.75% per annum from July 1, 2025, such amount equaling $30.53 per day, the costs of the action including title costs of $285.00, and reasonable attorney fees and that said sums be declared a lien upon the following-described premises from October 21, 2022, located in Polk County, Iowa, to-wit:
Lot 89 in Sheridan Park Plat No. 7, an Official Plat; and the North 10.0 feet of the South 207.5 feet of the North 821.2 feet of the West 203.5 feet of the East 243.5 feet of the South 1/2 of the Northwest 1/4 of Section 28, Township 79 North, Range 23 West of the 5th P.M., all now included in and forming a part of the City of Des Moines, Polk County, Iowa
that the mortgage on the above-described real estate be foreclosed, that a special execution issue for the sale of as much of the mortgaged premises as is necessary to satisfy the judgment and for other relief as the Court may deem just and equitable. The attorney for the Plaintiff is Matthew E. Laughlin, whose address is Dentons Tower, 215 10th Street, Suite 1300, Des Moines, Iowa 50309-3993, Phone: (515) 288-2500, Facsimile: (515) 243-0654.
NOTICE
THE PLAINTIFF HAS ELECTED FORECLOSURE WITHOUT REDEMPTION. THIS MEANS THAT THE SALE OF THE MORTGAGED PROPERTY WILL OCCUR PROMPTLY AFTER ENTRY OF JUDGMENT UNLESS YOU FILE WITH THE COURT A WRITTEN DEMAND TO DELAY THE SALE. IF YOU FILE A WRITTEN DEMAND, THE SALE WILL BE DELAYED UNTIL SIX MONTHS (THREE MONTHS IF THE PETITION INCLUDES A WAIVER OF DEFICIENCY) FROM ENTRY OF JUDGMENT IF THE MORTGAGED PROPERTY IS YOUR RESIDENCE AND IS A ONE-FAMILY OR TWO-FAMILY DWELLING OR UNTIL TWO MONTHS FROM ENTRY OF JUDGMENT IF THE MORTGAGED PROPERTY IS NOT YOUR RESIDENCE OR IS YOUR RESIDENCE BUT NOT A ONE-FAMILY OR TWO-FAMILY DWELLING. YOU WILL HAVE NO RIGHT OF REDEMPTION AFTER THE SALE. THE PURCHASER AT THE SALE WILL BE ENTITLED TO IMMEDIATE POSSESSION OF THE MORTGAGED PROPERTY. YOU MAY PURCHASE AT THE SALE.
You must serve a motion or answer on or before the 26th day of April, 2026, and within a reasonable time thereafter, file your motion or answer, in the Iowa District Court for Polk County, Iowa. You are notified that Polk County District Court utilizes the Electronic Document Management System. You are directed to the Iowa Court Rules Chapter 16 for general rules and information on electronic filing and, in particular, Division VI regarding the protection of personal information in court filings. If you do not, judgment by default may be rendered against you for the relief demanded in the Petition.
If you need assistance to participate in court due to a disability, call the disability coordinator at 515-286-3394. Persons who are hearing or speech impaired may call Relay Iowa TTY (1-800-735-2942.) Disability coordinators cannot provide legal advice.
IMPORTANT
YOU ARE ADVISED TO SEEK LEGAL ADVICE AT ONCE TO PROTECT YOUR INTERESTS.
April 6, 2026
Date of Third Publication
March 23, 30, April 6 2026
LIOW0482718