IN THE CIRCUIT COURT OF THE FOURTEENTH JUDICIAL CIRCUIT IN
AND FOR BAY COUNTY, FLORIDA CIVIL DIVISION
LAKETOWN WHARF RESORT COMMUNITY ASSOCIATION, INC., a Florida corporation not-for-profit,
Plaintiff,
vs.
ANGELA M LUDWIG, an individual, UNKNOWN SPOUSE and UNKNOWN TENANT,
Defendants.
CASE NO.: 25000427CA
NOTICE OF FORECLOSURE SALE
NOTICE IS HEREBY GIVEN that the undersigned, Clerk of Circuit Court ofBay County, Florida, pursuant to the Summary Final Judgment of Foreclosure entered in this action, and upon its entry in accordance with this Court's docket, will sell at public sale on the 14th day of May, 2026, at 11:00 a.m. CST, online at www.bay.realforeclose.com the following described parcel of real property,
to-wit:
Condominium Unit 825, of LAKETOWN WHARF, a Condominium, according to the Declaration of Condominium of LAKETOWN WHARF, a Condominium recorded in Official Records Book 25994, Page 18901, and amended by Special Amendment to Declaration of Condominium recorded in Official Records Book 3068, Page 1925, First Amendment to Declaration of Condominium of LAKETOWN WHARF, a Condominium recorded in Official Records Book 3295, Page 1872, and Second Amendment to Declaration of Condominium of LAKETOWN WHARF, a Condominium recorded in Official Records Book 3586, Page 57, as amended from time to time, of the Public Records of Bay County, Florida, together with an undivided interest in the elements which are appurtenant to each unit.
That certain real property lying and being in Bay County, Florida, and being more particularly described as follows:
ANY PERSON CLAIMING AN INTEREST IN THE SURPLUS FROM THE SALE, IF ANY, OTHER THAN THE PROPERTY OWNER AS OF THE DATE OF THE LIS PENDENS MUST FILE A CLAIM WITHIN ONE (1) YEAR AFTER THE SALE.
In accordance with Fla. Stat. 45.031 (3), the successful high bidder, if other than the Plaintiff, shall post with the Clerk a deposit equal to five (5) percent of the final bid in cash or cashier's check.
The balance must be paid to the Clerk by 11am the following business day otherwise, the Clerk shall re-advertise the sale and pay all costs of the sale from the deposit. Any remaining funds shall be applied toward the judgment.
Publication shall be published in the Panama City News Herald.
If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator by mail at P. O. Box 1089, Panama City, FL 32402 or by phone at least seven (7) days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than seven (7) days. If you are hearing impaired, please call 711 or email ADARequest@jud14.flcourts.org. (850) 767 - 3550
THIS NOTICE dated this 16 day of March , 2026.
Bill Kinsaul, Clerk of Court Bay County, Florida
By:Deputy Clerk
#12174495; 3/22 3/29/2026