Keith A. Bonchi, Esq. (032321983) GOLDENBERG, MACKLER, SAYEGH, MINTZ, PFEFFER, BONCHI & GILL A Professional Corporation 660 New Road, Suite No. 1-A Northfield, New Jersey 08225 (609) 646-0222 FAX (609) 646-0887 DENISE NYCZEPIR a/k/a DENISE DELGADO; JOHN DOE, husband of Denise Nyczepir a/k/a Denise Delgado, said name John Doe being fictitious RE: Fedigan LLC v. Denise Nyczepir a/k/a Denise Delgado, et al Docket No: F-008284-25 // Our File No. 67665-63 Dear Owner: As you are aware, Fedigan LLC is currently foreclosing a municipal tax sale certificate. If the tax sale certificate is not redeemed prior to the entry of Final Judgment, you will lose ownership of your property. If you believe that you have surplus equity to save in your property, you have the absolute right to demand a Sheriff's Sale. If the Sheriff also conducts an internet auction as part of a Sheriff's Sale, you can also request this. You have the right to request the above at any time prior to the entry of Final Judgment. All you have to do is send a letter to the undersigned or to the Court demanding a Sheriff's Sale in this matter. Please ensure that you copy both the undersigned and/or the Court on any such letter. If you fail to demand a Sheriff's Sale or internet auction, we will proceed to complete this foreclosure as a strict foreclosure without a Sheriff's Sale. If there is no redemption prior to the entry of Final Judgment, the Plaintiff will own the property. Very truly yours, KEITH A. BONCHI, ESQUIRE March 30, 2026 SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION PASSAIC COUNTY DOCKET NO: F-008284-25 NOTICE TO ABSENT DEFENDANTS STATE OF NEW JERSEY TO Denise Nyczepir a/k/a Denise Delgado; John Doe, husband of Denise Nyczepir a/k/a Denise Delgado, said name John Doe being fictitious. YOU ARE HEREBY placed on notice that Fedigan LLC, the plaintiff in the within tax sale foreclosure, has filed a Motion for Entry of Order Setting Time, Place and Amount of Redemption in the Superior Court of New Jersey. When the Order Setting Time, Place and Amount of Redemption is entered, it will set forth a date by which redemption of the tax sale certificate is to be made. If no redemption is made by the date set in the Order Setting Time, Place and Amount of Redemption, plaintiff will move forward with entering a Final Judgment. When the Final Judgment is entered, that will terminate any and all rights to the property of any of the owners. Please be further advised that Fedigan LLC is applying for the Order Setting Time, Place and Amount of Redemption on or about March 30, 2026. If you object to the entry of the Order Setting Time, Place and Amount of Redemption, you must file your objection and proof of service in duplicate with the Clerk of the Superior Court, Hughes Justice Complex, P.O. Box 971, Trenton, New Jersey 08625, in accordance with the rules of Civil Practice and Procedure. You are further advised that if you cannot afford an attorney, you may call the Legal Services Office in the county where you live or the Legal Services of New Jersey Statewide Hotline at 1-888-LSNJ-LAW (1-888-576-5529). If you do not have an attorney and are not eligible for free legal assistance, you may obtain a referral to an attorney by calling one of the Lawyer Referral Services. The names and telephone numbers of such agencies are as follows: Lawyer Referral Services: (973) 278-9223 Legal Service: (973) 523-2900 THIS ACTION has been instituted for the purpose of foreclosing Tax Sale Certificate #2021-175 dated November 23, 2021 made by Elaine Erlewein, Collector of Taxes of the City of Clifton, County of Passaic and State of New Jersey, to Fedigan LLC and covers real estate at 32 Graham Place in the City of Clifton, County of Passaic and State of New Jersey, known as lot 14, Block 32.10, as shown on the Tax Assessment Map and Tax Map duplicate of the City of Clifton. Said tax sale certificate was recorded in the Clerk's Office of Passaic County on December 2, 2021, in book 17635 of mortgages, page 167. A copy of the Notice of Motion for an Order Setting Time, Place and Amount of Redemption will be furnished upon request addressed to the attorneys of the plaintiff below. Goldenberg, Mackler, Sayegh, Mintz, Pfeffer, Bonchi & Gill 660 New Road, 1st Floor Northfield, NJ 08225 April 2 2026 LNYS0490031 $86.24