ROBERTSON, ANSCHUTZ, SCHNEID, CRANE & PARTNERS, PLLC, MAY BE DEEMED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT 13010 Morris Road, Suite 450, Alpharetta, GA 30004 ph:470-321-7112 Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in BRANCH County, starting promptly at 10:00 A.M on May 14, 2026. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): LARRY L METCALF AND JANET J METCALF. Default has been made in the conditions of a Mortgage made by LARRY L METCALF AND JANET J METCALF to MONARCH COMMUNITY BANK, original Mortgagee, for a mortgage dated June 25, 2008, and recorded on July 01, 2008, as Instrument Number 2008-04857 in the Branch County Register of Deeds. Said mortgage was assigned by said Mortgagee to U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCAF ACQUISITION TRUST, as documented by an assignment dated February 18, 2026, and recorded on March 12, 2026, as Instrument Number 2026-01339 in the BRANCH County Register of Deeds, on which Mortgage there is claimed to be due at the date hereof the sum of $80,209.65. Under the power of sale contained in said Mortgage and the statute in such case made and provided, notice is hereby given that said Mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue, at the place of holding the Circuit Court within BRANCH County, Michigan on May 14, 2026 at 10:00 A.M. Said premises are located in the city of COLDWATER in BRANCH County, Michigan and are described as: LAND IN THE TOWNSHIP OF OVID, BRANCH COUNTY, MICHIGAN. LOT NO. 13 OF FEASEL'S LONG LAKE SUBDIVISION NO. 2 EXCEPT THE WESTERLY PORTION OF LOT NUMBER 13 OF SAID PLATTED SUBDIVISION DESCRIBED AS BEING THAT PORTION OF LOT 13 WESTERLY OF A LINE DRAWN FROM THE NORTHWEST CORNER OF SAID LOT 13, SOUTHERLY (AND EASTERLY) TO A POINT ON THE CHAIN-LAKE CHANNEL TO A POINT SIXTY (60) FEET EASTERLY OF THE SOUTHWEST CORNER OF SAID LOT 13 ACCORDING TO THE PLAT THEREOF IN LIBER 6 OF PLATS, PAGE 62, BRANCH COUNTY REGISTER'S OFFICE. INCLUDED IN THIS MORTGAGE IS A COMMODORE, 1997 MOBILE HOME, SERIAL #NW38924AB, WHICH IS SITUATED ON THE ABOVE DESCRIBED PARCEL. THE MOBLI HOME IN INTENDED BY THE PARTIES TO CONSTITUTE A PART OF THE REAL ESTAT AS A FIXTURE THEREOF Property Address: 607 KIM DR., COLDWATER, MI 49036 Tax ID No. 12-110-F10-000-013-01 The redemption period shall be Six (6) months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If this property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the Mortgage sale or to the Mortgage holder for damaging the property during the redemption period. U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCAF ACQUISITION TRUST, Mortgagee/Assignee April 14, 2026 ROBERTSON, ANSCHUTZ, SCHNEID, CRANE & PARTNERS, PLLC Attorney for Mortgagee/Assignee 13010 Morris Road, Suite 450 Alpharetta, GA 30004 Telephone: 470-321-7112 Facsimile: 404-393-1425 Service Email: MIFCLTeam@raslg.com   1589742 (04-14)(05-05)  Invoice Date: 05/05/2026