SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION CAMDEN COUNTY DOCKET NO. F-012833-25 FILE NO. 31413-25 NOTICE TO ABSENT DEFENDANT (L.S.) STATE OF NEW JERSEY TO: JOSEPHINE C. FORD, HER HEIRS, DEVISEES AND PERSONAL REPRESENTATIVES AND HIS, HER, THEIR OR ANY OF THEIR SUCCESSORS IN RIGHT, TITLE AND INTEREST; JUDITH A. FORD; JOHN DOE, HUSBAND OF JUDITH A. FORD, SAID NAME JOHN DOE BEING FICTITIOUS; YOU ARE HEREBY SUMMONED AND REQUIRED to serve upon PELLEGRINO AND FELDSTEIN, LLC, plaintiff's attorneys, whose address is 290 Route 46 West, Denville, NJ, an Answer to the Complaint filed in a Civil Action, in which CAMDEN ONE LLC is the plaintiff and JOSEPHINE C. FORD, HER HEIRS, ET ALS; are defendants, pending in the Superior Court of New Jersey, Chancery Division, CAMDEN County and bearing Docket No. F-012833-25 within thirty-five (35) days after April 23, 2026 exclusive of such date. If you fail to answer or appear in accordance with Rule 4:4-6, Judgment by Default may be rendered against you for relief demanded in the Complaint. You shall file your Answer and Proof of Service in duplicate with the Clerk of the Superior Court of New Jersey, Hughes Justice Complex - CN 971, Trenton, New Jersey 08625, in accordance with the Rules of Civil Practice and Procedure. You are further advised that if you are unable to obtain an attorney you may communicate with the Lawyer Referral Service of the County of Venue and that if you cannot afford an attorney, you may communicate with the Legal Services Office of the County of Venue. The telephone number of such agencies are as follows: Lawyer Referral Service 609-585-6200 - Legal Services Office 609-695-6249. THE ACTION has been instituted for the purpose of foreclosing the following tax sale certificate: 1. A certain tax certificate 2023-051, sold on 1/12/2023, dated 1/12/2023, and was recorded on 4/24/2023 in Mortgage Book 12336 at Page 1020, made by JAMES V. DAVIS, Collector of Taxes of GLOUCESTER CITY, and State of New Jersey to EVOLVE BANK & TRUST and subsequently assigned to plaintiff, CAMDEN ONE LLC. This covers real estate located in GLOUCESTER CITY, County of CAMDEN, and State of New Jersey, known as LOT 28 BLOCK 42 as shown on the Tax Assessment Map and Tax Map duplicate of GLOUCESTER CITY. and concerns premises commonly known as 401 BERGEN ST, GLOUCESTER CITY, New Jersey. YOU, JOSEPHINE C. FORD, HER HEIRS, DEVISEES AND PERSONAL REPRESENTATIVES AND HIS, HER, THEIR OR ANY OF THEIR SUCCESSORS IN RIGHT, TITLE AND INTEREST; JUDITH A. FORD, are made party defendant to the above foreclosure action because you are the owner of a property which is the subject of the above entitled action. YOU, JOHN DOE, HUSBAND OF JUDITH A. FORD, SAID NAME JOHN DOE BEING FICTITIOUS, are made party defendant to the above foreclosure action because plaintiff has been unable to determine whether defendant JUDITH A. FORD is married, and if married, the name of JUDITH A. FORD's spouse. If JUDITH A. FORD is married, the plaintiff joins JOHN DOE, HUSBAND OF JUDITH A. FORD, SAID NAME JOHN DOE BEING FICTITIOUS as a defendant for any possessory or marital rights you may have. Defendants are hereby provided NOTICE of the right to exercise affirmative defense of surplus equity to this foreclosure action, per Tyler v. Hennepin, 598 U.S. 631 (2023). A. If the plaintiff's lien is not redeemed, or you do not elect to have this action brought to sheriff's sale, you are at risk to lose your equity in the property. B. The potential loss of equity in the Property is a valid basis to contest this matter; and C. You have the right to request a sheriff's sale which would then require any surplus beyond the amount owed to plaintiff to be deposited with the Superior Court Trust Fund. DATED: April 21, 2026 Michelle M. Smith, Clerk of the Superior Court of New Jersey April 23 2026 LNYS0504376 $64.07