12255125 NOTICE OF SUBSTITUTE TRUSTEE'S SALE   WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust dated May 30, 2014, executed by Antonio M. Ellison and Markeshe B. Ellison, husband and wife, to Randy M. Kennedy as Trustee, for Navy Federal Credit Union, and appearing of record on June 3, 2014, in the Register’s Office of Madison County, Tennessee, at Book T1978, Page 677, and Instrument Number 14006116.   WHEREAS, Navy Federal Credit Union, the party entitled to enforce said security interest; and having appointed Clear Recon LLC, the undersigned, as Substitute Trustee by instrument filed or being filed for record in the Register’s Office of Madison County, Tennessee, with all of the rights, powers, and privileges of the original Trustee named in said Deed of Trust.   NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust, and that the undersigned, Clear Recon LLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty, and authority vested and imposed upon said Substitute Trustee will, on May 21, 2026, at 11:00 AM, local time, at the Madison County Courthouse, located in Jackson, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, paid at the conclusion of the sale, the following described property situated in Madison County, to wit:   The land referred to herein below is situated in the County of Madison, State of Tennessee, and is described as follows:   Map 33K-Group E-Parcel 6.00   Being Lot Number Two Hundred Six (206), Section II-A, Palmer Woods as shown on the plat which appears of record in Plat Book 11 at page 71 in the Register’s Office of Madison County, Tennessee.   Being the same property conveyed to Antonio M. Ellison and wife, Markeshe B. Ellison herein by Deed recorded in Deed Book 724 page 597, in the Register's Office of Madison County, Tennessee.   Parcel ID: 033K E 00600 000   Commonly known as 36 Fall Creek Dr, Jackson, TN 38305   The street address and parcel number(s) of the above described property are believed to be correct; however, such references are not a part of the legal description of the property sold herein, and, in the event of any discrepancy, the legal description herein shall control   This sale is subject to tenant(s)/occupant(s) rights in possession.   This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Antonio M. Ellison and Markeshe B Ellison; Palmer Woods Property Owners Association, Leaders Credit Union.   Notice of Sale Published On-line at HTTPS://BetterChoiceNotices.com   If the United States or the State of Tennessee have any liens or claimed lien(s) on the Property, and are named herein as interested parties, timely notice has been given to the applicable governmental entity, and the sale will be subject to any applicable rights of redemption held by the entity as required by 26 U.S.C. § 7425 and/or Tennessee Code § 67-1-1433.   All right and equity of redemption, statutory and otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good; however, the undersigned will sell and convey only as Substitute Trustee.   The transfer shall be AS IS, WHERE IS, AND WITH ALL FAULTS, and without warranties of any kind, express or implied, as to the condition of the Property and the improvements located thereon, including merchantability or fitness for particular purpose. Trustee shall make no covenant of seisin or warranty of title, express or implied, and will sell and convey the subject real property by Substitute Trustee’s Deed only.   The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.   This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.   THIS OFFICE IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.   Clear Recon LLC Substitute Trustee 651 East 4th Street Suite 200 Chattanooga, Tennessee 37403 Phone: (877) 319-8840 File No: 2049-527A Newspaper: The Jackson Sun Publication Dates: 4/23/2026, 4/30/2026