IN THE STATE OF SOUTH DAKOTA, COUNTY OF CODINGTON IN CIRCUIT COURT, THIRD JUDICIAL CIRCUIT COURT Idaho Housing and Finance Association, Plaintiff, v. Ethan Whitted and South Dakota Housing Development Authority, and any person in possession, Defendants. NOTICE OF REAL ESTATE SALE ON FORECLOSURE CIVIL NUMBER: 14CIV26-000049 A Non-Monetary Judgment of Foreclosure was entered in favor of Plaintiff and against Defendants, which judgment was filed with the Clerk of Courts of Codington County, South Dakota, on April 6, 2026, in the amount of $199,704.03, for the foreclosure of a real estate mortgage. Notice is hereby given pursuant to said judgment that the real property described in the Real Estate Mortgage dated January 5, 2024, and recorded in the office of the Register of Deeds of Codington County, South Dakota, on January 8, 2024, in Book 992 Mortgage, at Page 1012, as Instrument Number 202400062, which Ethan Whitted, mortgagor, executed and delivered to Mortgage Electronic Registration Systems, Inc., as Mortgagee, as nominee for First International Bank & Trust, its successors and assigns, mortgagee, for the property located at 312 4th Ave SW, Watertown, SD 57201, and legally described as: Lot 4 in Block 48 of the Second Railway Addition to the Town of Watertown, Codington County, South Dakota, according to the recorded plat thereof in order to realize the amount of the above-referenced judgment, plus interest accruing thereafter on said amount, together with the costs and expenses of sale, will be sold subject to redemption as provided by law as one parcel of land at public auction, subject to easements and restrictions of record, to the highest bidder for cash under the direction of the Codington County Sheriff, at the main entrance of the Codington County Courthouse located at 14 1st Avenue SE, Watertown, SD 57201, on June 17, 2026 at 10:45 AM. Dated this 20th day of April, 2026 SHERIFF OF CODINGTON COUNTY By: Brad Howell Name: Brad Howell Halliday, Watkins & Mann, P.C. By /s/ Zachary Nesbit Zachary Nesbit Attorneys for Plaintiff 376 East 400 South, Suite 300 Salt Lake City, UT 84111 Tel: 801-355-2886 Email: zach@hwmlawfirm.com Published Month dd yyyy, at the total approximate cost of 00.00 and may be viewed free of charge at www.sdpublicnotices.com LABD0507975