120 TORREY AVENUE, BROCKTON LEGAL NOTICE MORTGAGEE’S SALE OF REAL ESTATE By virtue and in execution of the Power of Sale contained in a certain mortgage given by James W. Glenn to “MERS”, Mortgage Electronic Registration Systems, Inc., a separate corporation that is acting solely as nominee for PHH Home Loans, LLC, “Lender”; its successors and assigns dated July 31, 2017 and recorded with the Plymouth County Registry of Deeds, in Book 48737, Page 254, as assigned by Assignment of Mortgage dated November 13, 2025; recorded in Plymouth County Registry of Deeds, Book 60554, Page 314, of which mortgage the undersigned is the present holder, for breach of the conditions of said mortgage and for the purpose of foreclosing the same will be sold at Public Auction at 11:00 AM, on June 11, 2026, on the premises known as 120 Torrey Avenue, Brockton, Massachusetts, the premises described in said mortgage, together with all the rights, easements, and appurtenances thereto, to wit: The land in said Brockton with the buildings thereon, situated on the easterly side of Torrey Avenue, Brockton, Massachusetts (formerly called Rockford Street) and bounded and described as follows: Northerly by Lot No. 7 on a plan of hereinafter mentioned and now or formerly owned by Joseph C. Perry and measuring one hundred ninety-five (195) feet; Easterly by a stone wall and land of Producers Dairy Company, there measuring fifty (50) feet; Southerly by Lots No. 1, 2, and 5 on said plan, there measuring two hundred twenty and 45/100 (220.45) feet; Westerly by Torrey Avenue, there measuring sixty (60) feet. Being Lot No. 6 on a "Plan of Lots owned by Joseph J. Braga on Belmont and Rockford Street, Brockton 1917" recorded in Plymouth County Registry of Deeds in Book 2, Page 468. Terms of Sale: These premises are being sold subject to any and all unpaid real estate taxes, water rates, municipal charges and assessments, condominium charges, expenses, costs, and assessments, if applicable, federal tax liens, partition wall rights, statutes, regulations, zoning, subdivision control, or other municipal ordinances or bylaws respecting land use, configuration, building or approval, or bylaws, statutes or ordinances regarding the presence of lead paint, asbestos or other toxic substances, sanitary codes, housing codes, tenancy, and, to the extent that they are recorded prior to the above mortgage, any easements, rights of way, restrictions, confirmation or other matters of record. The purchaser shall also bear all state and county deeds excise tax. The deposit of $10,000.00 is to be paid in cash or bank or certified check at the time and place of the sale, with the balance of the purchase price to be paid by bank or certified check within thirty (30) days after the date of the sale, to be deposited in escrow with Guaetta and Benson, LLC, at 73 Princeton Street, Suite 208, North Chelmsford, Massachusetts. In the event that the successful bidder at the foreclosure sale shall default in purchasing the within described property according to the terms of this Notice of Sale and/or the terms of the Memorandum of Sale executed at the time of the foreclosure, the Mortgagee reserves the right to sell the property by foreclosure deed to the second highest bidder or, thereafter, to the next highest bidders, providing that said bidder shall deposit with said attorney, the amount of the required deposit as set forth herein within five (5) business days after written notice of the default of the previous highest bidder. Other terms, if any, are to be announced at the sale. Dated: May 14, 2026 Present holder of said mortgage Massachusetts Housing Finance Agency by its Attorneys, Guaetta and Benson, LLC, Peter V. Guaetta, Esquire, P.O. Box 519, Chelmsford, MA 01824 #12339008 BE 5/21, 5/28, 6/4/26