10807196 Notice of Sale Under Power. State of Georgia, County of Richmond. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Jean F. Kernaghan to Mortgage Electronic Registration Systems, Inc. (''MERS'') As Nominee For American Bank , dated 03/25/2013, and Recorded on 04/25/2013 as Book No. 01391 and Page No. 0686, Richmond County, Georgia records, as last assigned to NEWREZ LLC DBA Shellpoint Mortgage Servicing (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $249,250.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the RICHMOND County Courthouse within the legal hours of sale on the first Tuesday in July, 2026, the following described property: All That Parcel, Piece, Or Lot Of Land, With All Improvements Thereon, Situate, Lying And Being In The State Of Georgia, County Of Richmond, 1269th D.G.M. In A Certain Subdivision Know As Aumond Place, Being Known And Designated As Lot No. 4 In Block D On A Certain Plat Of Said Subdivision Recorded In The Office Of The Clerk Of Superior Court Of Richmond County, Georgia, In Realty Book 30-U, Page 184-185, Being The Same Property Conveyed To The Parties Herein By A. W, Easter Construction Company, Inc, Said Property Is Known And Designated Under The Present System Of House Numbering In Richmond County, Georgia, As 811 Aumond Place East. The Above Described Property Is Conveyed, Subject To Certain Restrictive Covenants As Set Forth In An Instrument Recorded In Said Clerk's Office In Realty Book 30-U, Page 173-179, As Amended By Instrument Recorded In Said Clerk's Office In Realty Book 3i-N, Pages 148-149. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). NEWREZ LLC DBA Shellpoint Mortgage Servicing holds the duly endorsed Note and is the current assignee of the Security Deed to the property. NEWREZ LLC d/b/a Shellpoint Mortgage Servicing, acting on behalf of and, as necessary, in consultation with Federal Home Loan Mortgage Corporation (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44-14-162.2, NEWREZ LLC d/b/a Shellpoint Mortgage Servicing may be contacted at: NEWREZ LLC d/b/a Shellpoint Mortgage Servicing, 55 Beattie Place, Suite 100, Greenville, SC 29601-2743, 866-825-2174. Please note that, pursuant to O.C.G.A. § 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 811 Aumond Place East, Augusta, Georgia 30909 is/are: Jean F. Kernaghan or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. NEWREZ LLC DBA Shellpoint Mortgage Servicing as Attorney in Fact for Jean F. Kernaghan. This Law Firm Is Acting As A Debt Collector Attempting To Collect A Debt. Any Information Obtained Will Be Used For That Purpose. 00000010807196 Barrett Daffin Frappier Turner & Engel, LLP 4004 Belt Line Road, Suite 100 Addison, Texas 75001 Telephone: (972) 341-5398. June 11, 18, 25, July 2 2026 LGSC0532200