SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF ORANGE; Index No.: EF008678-2025 Filed September 4, 2025 PHH MORTGAGE CORPORATION V. PATRICIA MURANO; NEW YORK STATE DEPARTMENT OF TAXATION AND FINANCE; UNITED STATES OF AMERICA O/B/O INTERNAL REVENUE SERVICE; LACEY TRIMBLE, COMMISSIONER, OR HER SUCCESSOR ORANGE COUNTY DEPARTMENT OF SOCIAL SERVICES; WOODBURY HEIGHTS; UNITED STATES OF AMERICA; PUBLICATION TO THE ABOVE NAMED DEFENDANTS: PATRICIA MURANO  YOU ARE HEREBY SUMMONED to answer the Complaint in the above captioned action and to serve a copy of your Answer on the Plaintiff’s attorney within twenty (20) days after the service of this Summons, exclusive of the day of service, or within thirty (30) days after completion of service where service is made in any other manner than by personal delivery within the State. The United States of America, if designated as a Defendant in this action may answer to appear within sixty (60) days of service hereof. In case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the Complaint. NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this Summons and Complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the publication and protect your property. Sending payment to your mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF PHH MORTGAGE CORPORATION AND FILING THE ANSWER WITH THE COURT. To the above named defendants: The foregoing Publication is served upon you by publication pursuant to an order of the Hon. Maria Vazquez-Doles, J.S.C, a Justice of the Supreme Court of the State of N.Y., dated May 27, 2026 and filed along with the supporting papers in the Orange County Clerk’s Office. This is an action to foreclose a mortgage on the property located 305 Magnolia Ct., Highland Mills, NY 10930 Section: 244 Block: 1 Lot: 1.-20 Orange County is designated as the place of trial based upon the location of the property being foreclosed. Attorneys for Plaintiff: STERN & EISENBERG, PC, 20 Commerce Drive, Suite 230, Cranford, NJ 07016 T:(516) 630-0288.