NOTICE OF FORECLOSURE SALE NORTH CAROLINA, CLEVELAND COUNTY 26 SP 000085-220 Under and by virtue of a Power of Sale contained in that certain Deed of Trust executed by Peak Terra Investment Group, LLC, Mortgagor(s), in the original amount of $150,499.00, to GroundFloor Credit 1, LLC, Mortgagee, dated September 27th, 2024 and recorded on October 7th, 2024 in Book 1930, Page 1999, Cleveland County Registry. Default having been made in the payment of the note thereby secured by the said Deed of Trust and the undersigned, Anchor Trustee Services, LLC having been substituted as Trustee in said Deed of Trust by an instrument duly recorded in the Office of the Register of Deeds of Cleveland County, North Carolina, and the holder of the note evidencing said indebtedness having directed that the Deed of Trust be foreclosed, the undersigned Substitute Trustee will offer for sale at the courthouse door or other usual place of sale in Cleveland County, North Carolina, at 2:00 PM on June 30th, 2026, and will sell to the highest bidder for cash the following described property, to wit: Being a part of FAIRVIEW HEIGHTS in the City of Shelby North Carolina, and being a portion of Lots Nos. 12 and 13 of Block "D" of Fairview Heights property as shown by plat of record in Book of Plats 2 at Page 17, in the Cleveland County Registry, fronting on Poplar Street and described as follows: BEGINNING at an iron stake on the North edge of Poplar Street, being the Southeast corner of Lot No. 13 and runs thence with the North edge of Poplar Street, North 85-30 West 40 feet to a stake, a new corner in the South line of Lot No. 13, thence a new line, North 6 East 75 feet to an iron stake, a new corner, thence North 85-30 West 10 feet to a stake in the West line of Lot No. 13, corner of J Edwin Spangler and Blanton, being the Northeast corner of the lands described in Deed recorded in Book 10-T, Page 90 in the Cleveland County Registry, and runs thence with Blanton's line, North 6 East 60 feet to a stake in the branch; thence with the branch as it meanders North 69-15 East 55 feet to a stake in the center of said branch; thence South 6 West 158 feet to the place of BEGINNING. Less and excepting any and all prior conveyances of subject property. Together with improvements located hereon; said property being located at 603 Poplar Street, Shelby, NC 28152 Tax ID: 18636 Third party purchasers must pay the recording costs of the trustee’s deed, any land transfer taxes, the excise tax, pursuant North Carolina General Statutes §105-228.30, in the amount of One Dollar ($1.00) per each Five Hundred Dollars ($500.00) or fractional part thereof, and the Clerk of Courts fee, pursuant to North Carolina General Statutes §7A-308, in the amount of Forty-five Cents (0.45) per each One Hundred Dollars ($100.00) or fractional part thereof with a maximum amount of Five Hundred Dollars ($500.00). A deposit of five percent (5%) of the bid or Seven Hundred Fifty Dollars ($750.00), whichever is greater, will be required at the time of the sale and must be tendered in the form of certified funds. Following the expiration of the statutory upset bid period, all the remaining amounts will be immediately due and owing. Said property to be offered pursuant to this Notice of Sale is being offered for sale, transfer and conveyance AS IS WHERE IS. There are no representations of warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at, or relating to the property being offered for sale. This sale is made subject to all prior liens, unpaid taxes, special assessments, land transfer taxes, if any, and encumbrances of record. To the best of the knowledge and belief of the undersigned, the current owner(s) of the property is/are Peak Terra Investment Group, LLC. PLEASE TAKE NOTICE: An order for possession of the property may be issued pursuant to North Carolina General Statutes §45-21.29 in favor of the purchaser and against the party or parties in possession by the Clerk of Superior Court of the county in which the property is sold. Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may, after receiving the notice of sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10 days, but no more than 90 days, after the sale date contained in the notice of sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination (North Carolina General Statutes §45-21.16A(b)(2)). Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of termination. If the Trustee is unable to convey title to this property for any reason, the sole remedy of the purchaser is the return of the deposit. Reasons of such inability to convey include, but are not limited to, the filing of a bankruptcy petition prior to the confirmation of the sale and reinstatement of the loan without the knowledge of the trustee. If the validity of the sale is challenged by any party, the Substitute Trustee, in their sole discretion, if they believe the challenge to have merit, may request the court to declare the sale to be void and return the deposit. The purchaser will have no further remedy.   Anchor Trustee Services, LLC Substitute Trustee By: David Neill, NCSB #23396 McMichael Taylor Gray, LLC Attorney for Anchor Trustee Services, LLC 3550 Engineering Drive, Suite 260 Peachtree Corners, GA 30092 404-474-7149 (phone) 404-745-8121 (fax) dneill@mtglaw.com 26-000638-01 6/15, 6/22/26 #12386746