IN THE CIRCUIT COURT FOR MARION COUNTY, FLORIDA PROBATE DIVISION File No. 2026-CP-1243 Division PROBATE   IN RE: ESTATE OF  JUDITH ARLENE LADD Deceased.   NOTICE TO CREDITORS The administration of the estate of Judith Arlene Ladd, deceased, whose date of death was December 23, 2025, is pending in the Circuit Court for Marion County, Florida, Probate Division, the address of which is Post Office Box 1030, Oca-la, Florida 34478. The names and addresses of the personal representative and the personal representative's attorney are set forth below. All creditors of the decedent and other persons having claims or demands against decedent's estate on whom a copy of this notice is required to be served must file their claims with this court WITHIN THE LATER OF 3 MONTHS AFTER THE TIME OF THE FIRST PUBLICATION OF THIS NOTICE OR 30 DAYS AFTER THE DATE OF SERVICE OF A COPY OF THIS NOTICE ON THEM. All other creditors of the decedent and other persons having claims or demands against decedent's estate must file their claims with this court WITHIN 3 MONTHS AFTER THE DATE OF THE FIRST PUBLICATION OF THIS NOTICE. ALL CLAIMS NOT FILED WITHIN THE TIME PERIODS SET FORTH IN SEC-TION 733.702 OF THE FLORIDA PROBATE CODE WILL BE FOREVER BARRED. NOTWITHSTANDING THE TIME PERIODS SET FORTH ABOVE, ANY CLAIM FILED TWO (2) YEARS OR MORE AFTER THE DECEDENT'S DATE OF DEATH IS BARRED. The date of first publication of this notice is June 23, 2026.   Attorney for Personal  Representative:  LAW OFFICES OF STEPHEN K. MILLER, P.A.  Stephen K. Miller, Esquire  FL Bar #: 9172  101 Northwest 75th Street, Suite #1 Gainesville, FL 32607   Personal Representative: Ryan Curtis, Esquire 175 NW 138th Terrace, Suite 100 Newberry, FL 32669 12421588