TS No. MLS344 APN 119-760-002-000 NOTICE OF TRUSTEE'S SALE. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED MARCH 3, 2023. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On July 30, 2026, at 2:00 p.m., MEDVETTA FINANCIAL INC., a California corporation dba MEDVETTA LIEN SERVICES, as the duly appointed Trustee, or Substituted Trustee, of that certain Deed of Trust executed by STEPHEN K. EDWARDS, and recorded June 15, 2023, as Document No. 2023-0027378 of Official Records in the office of the County Recorder of Tulare County, California, and pursuant to that certain Notice of Default thereunder recorded November 6, 2025, as Document No. 2025-0058422 of Official Records in the office of the Recorder of said County, WILL UNDER AND PURSUANT TO SAID DEED OF TRUST SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, payable at time of sale in lawful money of the United States, by cash, a CASHIER'S CHECK IN FAVOR OF MEDVETTA FINANCIAL INC. and drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state, at the front entrance to the City Hall located at 411 East Kern Avenue, Tulare, CA 93274, All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, describing the real property therein as follows: LOT 2 OF WEST PARK UNIT NO. 2, IN THE CITY OF VISALIA, COUNTY OF TULARE, STATE OF CALIFORNIA, ACCORDING TO THE MAP THEREOF RECORDED SEPTEMBER 26, 2005 AS INSTRUMENT NO. 05-105500 IN BOOK 41, PAGE 66 OF MAPS, TULARE COUNTY RECORDS. The street address or other common designation of said property is 4034 South Rova Street, Visalia, CA 93277, aka 4034 S Rova St, Visalia, CA 93277. The name and address of the beneficiary at whose request the sale is being conducted is SHAHAN AND SHAHAN INC., 5915 West Beach Ct., Visalia, CA 93277. (Mailing: P.O. Box 7432, Visalia, CA 93290) Directions to the above property may be obtained by requesting same in writing from the beneficiary within 10 days from the first publication of this notice. Owner of record is STEPHEN K. EDWARDS. Said sale will be made, but without covenant or warranty, express or implied, as to title, possession, or encumbrances to satisfy the unpaid balance due on the note or notes secured by said Deed of Trust which was recorded on June 15, 2023, as Document No. 2023-0027378, with interest thereon, as provided in said notice, advances, if any, estimated costs, expenses and advances at the time of the initial publication of this Notice of Sale, to-wit: $162,870.08. Accrued interest, including but not limited to the interest on the purchase price paid by the purchaser and additional advances, if any, will increase this figure prior to sale per Code of Civil Procedure Section 729.060. The beneficiary heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contact the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call The STOX Group – Posting And Publishing at (714) 929-1052 or visit this Internet Web Site www.stoxposting.com using the file number assigned to this case #MLS344. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web Site. The best way to verify postponement information is to attend the scheduled sale. NOTICE TO TENANT: You may have a right to purchase this property after the trustee auction pursuant to Section 2924m of the California Civil Code. If you are an "eligible tenant buyer", you can purchase the property if you match the last and highest bid placed at the trustee auction. If you are an "eligible bidder", you may be able to purchase the property if you exceed the last and highest bid placed at the trustee auction. There are three steps to exercising this right of purchase. First, 48 hours after the date of trustee sale, you can call (714) 929-1052 or visit the Internet Web Site www.stoxposting.com using the file number assigned to this case (Case File Number #MLS344) to find the date on which the trustee's sale was held, the amount of the last and highest bid, and the address of the trustee. Second, you must send a written notice of intent to place a bid so that the trustee receives it no more than 15 days after the trustee's sale. Third, you must submit a bid so that the trustee receives it no more than 45 days after the trustee's sale. If you think you may qualify as an "eligible tenant buyer" or "eligible bidder", you should consider contacting an attorney or appropriate real estate professional immediately for advice regarding this potential right to purchase. IF YOU INTEND TO BID AT THE TRUSTEE'S SALE, YOUR CASHIER'S CHECK(S) MUST BE MADE PAYABLE TO MEDVETTA FINANCIAL INC. THIRD PARTY CASHIER'S CHECK(S) ARE NOT ACCEPTABLE. PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MEDVETTA FINANCIAL INC. dba MEDVETTA LIEN SERVICES Date: June 23, 2026 8839 N. Cedar Ave #110 Fresno, CA 93720 (559) 970-4484 By: /s/ LINDA MEDVED, Trustee Sale Officer Publication Dates LYRK0545675