Notice of Change in Control of a Bank Holding Company John T. (Tom) Anderson, as trustee of the John T. Anderson Revocable Trust, the John T. Anderson Children's Annual Gifting 2006 Irrevocable Trust, the JVA Inheritance Trust for John T. Anderson, and co-trustee of the Brenda Gail Anderson 2018 Revocable Trust, all of Crescent, Oklahoma, intends to apply to the Federal Reserve Board for permission to acquire 25 percent or more of the shares and thereby control of F&M Bancshares, Inc., Crescent, Oklahoma (the "company"). In addition, the JVA Inheritance Trust for Terry V. Anderson, Terry V. Anderson, trustee, both of Piedmont, Oklahoma; the JVA Inheritance Trust for John T. Anderson, John T. Anderson, trustee, both of Crescent, Oklahoma; the JVA Inheritance Trust for Barry L. Anderson, Barry L. Anderson, trustee, both of Guthrie, Oklahoma; and the JVA Inheritance Trust for Patti J. Rains, Patti J. Rains, trustee, both of Oklahoma City, Oklahoma, intend to apply to the Federal Reserve Board for permission to acquire shares and to join the Anderson Family Group, a group acting in concert, that controls 25 percent or more of the company. The John T. Anderson Revocable Trust, the John T. Anderson Children's Annual Gifting 2006 Irrevocable Trust, Terry V. Anderson, Patti J. Rains, and Barry L. Anderson are members of the Anderson Family Group and were each previously permitted by the Federal Reserve System to acquire shares of the company. The company controls F&M Bank, Edmond, Oklahoma. The Federal Reserve considers a number of factors in deciding whether to approve the notice. You are invited to submit comments in writing on an application filed with the Federal Reserve Bank of Kansas City electronically to KCApplicationComments@kc.frb.org or in hard copy to: Jeff Imgarten, Assistant Vice President, Federal Reserve Bank of Kansas City, One Memorial Drive, Kansas City, Missouri 64198. The comment period will not end before July 28, 2026 and may be somewhat longer. The Board's procedures for processing applications may be found at 12 C.F.R. Part 262.25. The Federal Reserve will consider your comments if they are received in writing by the Reserve Bank on or before the last day of the comment period. LPXLP July 8 2026 LOKL0548437