Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Emmet County, starting promptly at 9:00 AM on JULY 29, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a mortgage made by James D. Ozenberger, to Mortgage Electronic Registration Systems, Inc., as nominee for First Community Bank, its successors and assigns, Mortgagee, dated June 22, 2015 and recorded July 1, 2015 in Liber 1177, Page 438 Emmet County Records, Michigan. Said mortgage is now held by NewRez LLC, by assignment. There is claimed to be due at the date hereof the sum of One Hundred Eighty Thousand One Hundred Forty-Six and 94/100 Dollars ($180,146.94). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue at the place of holding the circuit court within Emmet County, Michigan at 9:00 AM on JULY 29, 2026. Said premises are located in the Township of West Traverse, Emmet County Michigan, and are described as: Commencing at the intersection of the West 1/8 line with the North section line of Section 12, Township 35 North, Range 6 West; thence South along said line 1120.99 feet; thence Easterly, parallel with the South line of the North 3/4 of the East 1/2 of the Northwest 1/4 of said Section, 636.00 feet to an iron stake; thence South parallel with said 1/8 line, 412 feet to an iron stake, being the POINT OF BEGINNING of this description; thence continuing South 232.00 feet to an iron stake; thence Easterly, parallel with the South line of the North 3/4 of the East 1/2 of the Northwest 1/4 of said Section, 700.5 feet to an iron stake on the North and South 1/4 line; thence North along said North and South 1/4 line 232.00 feet to an iron stake; thence Westerly to the Point of Beginning, being a part of the North 3/4 of the East 1/2 of the Northwest 1/4 of Section 12, Township 35 North, Range 6 West. Also known as Parcel E as described in the survey recorded October 24, 1972 in Liber 240, Pages 326 through 328, Emmet County Records, together with an easement for ingress and egress over the following described property commencing at the intersection of the West 1/8 line with the North section line of Section 12, Township 35 North, Range 6 West; thence South along said 1/8 line 1186.99 feet to the POINT OF BEGINNING; thence North 89°49'27" East 570.00 feet; thence South 00°12'08" West 578.00 feet; thence Easterly to the Southwest corner of the above described parcel known as Parcel E; thence North 00°12'08" East 644.00 feet; thence South 89°49'27" West 636.00 feet to the West 1/8 line; thence South 00°12'08" West 66.00 feet to the POINT OF BEGINNING. All being in Section 12, Township 35 North, Range 6 West. 7305 Collins Ln, Harbor Springs, Michigan 49740 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. FinCEN reporting will be required of all successful purchasers, absent a lawful exemption. Dated: June 30, 2026 File No. 26-006183 Firm Name: Orlans Law Group PLLC Firm Address: 1650 West Big Beaver Road, Troy MI 48084 Firm Phone Number: (248) 502.1400   1597335 (06-30)(07-21)  Invoice Date: 07/21/2026