NORTH CAROLINA  BUNCOMBE COUNTY Special Proceedings No. 26SP000163-100 Substitute Trustee: Philip A. Glass NOTICE OF FORECLOSURE SALE Date of Sale: July 14, 2026 Time of Sale: 10:00 a.m. Place of Sale: Buncombe County Courthouse Description of Property: See Attached Description Record Owners: Jeffrey Scott Ryan, devisee under the probated Last Will and Testament of Billy J. Ryan, aka William Jefferson Ryan Address of Property: 48 Justice Ridge Terrace                                       Candler, NC 28715 Deed of Trust: Book: 2776 Page: 751 and re-recorded in Book 2834, Page 135 Dated: April 15, 2002 Grantors: Billy J. Ryan and wife, Dorothy Ryan Original Beneficiary: State Employees' Credit Union CONDITIONS OF SALE: This sale is made subject to all unpaid taxes and superior liens or encumbrances of record and assessments, if any, against the said property, and any recorded leases. This sale is also subject to any applicable county land transfer tax, and the successful third party bidder shall be required to make payment for any such county land transfer tax. It is the intent of the holder of the above Deed of Trust that the execution, delivery and recordation of a Trustee Deed to the holder as high bidder shall not merge with any superior Deeds of Trust held by the holder of the above Deed of Trust, and that the holder of said superior Deed of Trust shall continue to enjoy all rights and remedies set forth in said superior Deed of Trust, including the right to foreclose either by judicial action or under power of sale contained in the superior Deed of Trust. The property to be offered pursuant to this Notice of Sale is being offered for sale "AS IS, WHERE IS." THERE ARE NO REPRESENTATIONS OR WARRANTIES relating to the title or to any physical, environmental, health or safety conditions existing in, on, at or relating to the property being offered for sale, and any and all responsibilities or liabilities arising out of or in any way relating to any such condition are expressly disclaimed. A cash deposit of 5% of the purchase price will be required at the time of the sale. Remote bidding will not be accepted pursuant to North Carolina General Statutes Section 45-21.25 (a). Credit bids on behalf of the Noteholder will be accepted. Any successful bidder shall be required to tender the full balance of the purchase price so bid in cash or certified check at the time the Substitute Trustee tenders to him a deed for the property or attempts to tender such deed, and should said successful bidder fail to pay the full balance purchase price so bid at that time, he shall remain liable on his bid as provided for in North Carolina General Statutes Section 45-21.30 (d) and (e). This sale will be held open ten (10) days for upset bids as required by law. Residential real property with less than 15 rental units, including single-family residential real property: an order for possession of the property may be issued pursuant to G.S. 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold. Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may, after receiving notice of sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10 days, but not more than 90 days, after the sale date contained in the notice of sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination.  Dated: 6/16/2026 Philip A. Glass, Substitute Trustee Nodell, Glass & Haskell, L.L.P. Posted on 6/16/2026 Exhibit A BEGINNING at a point located in the center line of the 60' right of way of Justice Ridge Terrace, said point being the northwestern most corner of the Denis W. Delage property as described in Deed Book 1492 at Page 69S, Buncombe County Registry, and runs with the western boundary of said Delage property South 23° 43' 18" East 335.78 feet to a 5/8" iron pin, said pin being located South75° 42' 07" West 183.62 feet from a White Oak stump; thence South 77° 42' 58" West 180.21 feet to a 3/4" iron pln; thence with the eastern boundary of the Robert B. Robinson property as described in Deed Book 1143, Page 641, Buncombe County Registry, North 29° 26' 05" West 321.94 feet to a point; thence with the center line of said road, North 71° 34' 39" East 209.76 feet to the point and place of Beginning, containing 1.44 acres more or less and being shown on a survey dated April 28, 1994, prepared for Billy J. Ryan and Dorothy J. Ryan by Freeland-Clinkscales & Associates, Inc. Less and except the following: BEGINNING at a point, which point can be found by beginning in the center of Justice Ridge Terrace Road, said point being the beginning point of that property described in Deed Book 1743 Page 140 Buncombe County Registry, and running thence South 23° 43' 18" East 142.78 feet to a point being the point of BEGINNING; thence South 23° 43' 18" East 193.00' to a point; thence South 7724'58" West 180.21' to a point; thence North 2926'05" West 148.00' to a point; thence North 63° 00' 51" East 191.86 feet to a point, the point and place of BEGINNING, and containing 0.72 acres as shown on that unrecorded plat for Billy J. Ryan and Dorothy J. Ryan dated June 15, 1999 by Alan B. Styles, PLS bearing drawing no. 99-F-15. Subject to easements, restrictions and rights of way of record, and utility lines and rights of way in existence over, under or upon the above-described property. PIN:869795360890000 Property Address: 48 Justice Ridge Terrace, Candler, NC 28715 July 2, 9, 2026 # 12418033