IN THE STATE OF SOUTH DAKOTA, COUNTY OF CODINGTON IN CIRCUIT COURT, THIRD JUDICIAL CIRCUIT COURT Idaho Housing and Finance Association, Plaintiff, v. Joshua L. Grace and Onemain Financial Group LLC and Thompson Mechanical, Inc. and Capital One, N.A. successor by merger to Discover Bank, and any person in possession, Defendants. NOTICE OF REAL ESTATE SALE ON FORECLOSURE CIVIL NUMBER: 14CIV26-000069 A Non-Monetary Judgment of Foreclosure was entered in favor of Plaintiff and against Defendants, which judgment was filed with the Clerk of Courts of Codington County, South Dakota, on April 27, 2026, in the amount of $139,151.38, for the foreclosure of a real estate mortgage. Notice is hereby given pursuant to said judgment that the real property described in the Real Estate Mortgage dated November 3, 2020, and recorded in the office of the Register of Deeds of Codington County, South Dakota, on November 4, 2020, in Book 990 Mortgage, at Page 5331, as Instrument Number 202005599, which Joshua L. Grace, mortgagor, executed and delivered to Mortgage Electronic Registration Systems, Inc., as Mortgagee, as nominee for Fairway Independent Mortgage Corporation, its successors and assigns, mortgagee, for the property located at 915 E Kemp Ave, Watertown, SD 57201, and legally described as: Lots 7 and 8 in Karchner's Subdivision of Blooms Addition to Watertown, Codington County, South Dakota, and Lot B of the Plat entitled: "Lots A, B, C, D, E, F and G of the Subdivision of Lot 11 of Karchner's Subdivision of Block 1 of the Bloom's Addition to Watertown, South Dakota", according to the recorded plat thereof in order to realize the amount of the above-referenced judgment, plus interest accruing thereafter on said amount, together with the costs and expenses of sale, will be sold subject to redemption as provided by law as one parcel of land at public auction, subject to easements and restrictions of record, to the highest bidder for cash under the direction of the Codington County Sheriff, at the main entrance of the Codington County Courthouse located at 14 1st Avenue SE, Watertown, SD 57201, on August 12, 2026 at 10:00 AM. Dated this 18th day of June, 2026 SHERIFF OF CODINGTON COUNTY By Brad Howell Name: Brad Howell Halliday, Watkins & Mann, P.C. By /s/ Zachary Nesbit Zachary Nesbit Attorneys for Plaintiff 376 East 400 South, Suite 300 Salt Lake City, UT 84111 Tel: 801-355-2886 Email: zach@hwmlawfirm.com Published July 10, 17 2026, at the total approximate cost of 69.8 and may be viewed free of charge at www.sdpublicnotices.com LABD0552208