NOTICE OF FORECLOSURE BY ADVERTISEMENT Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the Circuit Court in Cheboygan County, starting promptly at 11:00 a.m. on August 14, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Name(s) of the Mortgagor(s): Thomas R. Streng and Anita K. Streng, husband and wife, Original Mortgagee: Nicolet National Bank, successor by merger to mBank, successor by merger to First Federal of Northern Michigan Date of Mortgage: October 5, 2012 Date of Mortgage Recording: October 10, 2012 in Liber 1214, Page(s) 311, et. seq. Amount claimed due on date of Notice: $17,456.94, which amount may or may not be the entire indebtedness owed by Debtors to Mortgagee together with interest at 4.50 percent per annum. Description of Mortgaged Premises: LAND SITUATED IN THE TOWNSHIP OF KOEHLER, CHEBOYGAN COUNTY, MICHIGAN: AN UNDIVIDED 1/12TH INTEREST IN THE FOLLOWING DESCRIBED PROPERTY: PART OF GOVERNMENT LOT 5, SECTION 8, T35N, R2W; DESCRIBED AS: BEGINNING AT A POINT ON THE- SOUTH SECTION LINE DISTANT 429.00 FEET SOUTH 85 DEGREES 35' 20" EAST FROM THE SOUTHWEST CORNER OF SAID SECTION 8 AND EXTENDING THENCE NORTH 04 DEGREES 23' 54" EAST (RECORDED AS NORTH 04 DEGREES 41' EAST) 300.00 FEET TO THE POINT OF BEGINNING; THENCE CONTINUING NORTH 04 DEGREES 23 '54" EAST (RECORDED AS NORTH 04 DEGREES 41' EAST) 537.02 FEET; THENCE SOUTH 87 DEGREES 07' 19" EAST 46.00 FEET AND NORTH 39 DEGREES 28' 43" EAST, 145.00 FEET AND NORTH 54 DEGREES 50' 43" EAST 208.84 FEET ALONG THE SOUTHEASTERLY BANK OF A CANAL; THENCE SOUTH 28 DEGREES 34' 53" EAST 275.00 FEET ALONG THE CENTERLINE OF A CANAL AND EXTENDED; THENCE SOUTH 04 DEGREES 24' WEST 559.39 FEET; THENCE NORTH 85 DEGREES 35' 27" WEST 440.01 FEET TO THE POINT OF BEGINNING. ALSO INCLUDING THE FOLLOWING 40.00 FOOT EASEMENT FOR INGRESS AND EGRESS AND THE CONSTRUCTION AND MAINTENANCE OF UTILITIES, THE CENTERLINE OF WHICH IS DESCRIBED AS: PART OF GOVERNMENT LOT 5, SECTION 8, T35N, R2W; COMMENCING AT THE SOUTHWEST CORNER OF SECTION 8, T35N, R2W; THENCE SOUTH 8 5DEGREES 35' 20" EAST ALONG THE SOUTH SECTION LINE 429.00 FEET; THENCE CONTINUING SOUTH 85 DEGREES 35' 20" EAST 177.98 FEET TO THE POINT OF BEGINNING; THENCE NORTH 29 DEGREES 14' 39" EAST 90.03 FEET; THENCE NORTH 04 DEGREES 36' 40" EAST 225.06 FEET TO THE POINT OF ENDING OF THIS EASEMENT; SIDELINES OF SAID EASEMENT TO BE EXTENDED OR SHORTENED AS NEEDED TO PROVIDE EASEMENT FROM THE SOUTH SECTION LINE TO THE SOUTHERLY LINE OF THE ABOVE DESCRIBED PARCEL. TOGETHER WITH THE RIGHTS ASSOCIATED WITH UNIT NO. 9 OF CAMP MODOC ASSOCIATION, ACCORDING TO THE MASTER DEED THEREOF RECORDED JUNE 13, 2001 IN LIBER 786, PAGES 934 THROUGH 949, CHEBOYGAN COUNTY RECORDS. The property is more commonly known as: 1953 Camp Modoc Trail, Indian River, Michigan 49749. The redemption period shall be one (1) year unless the property is established to be abandoned pursuant to MCL 600.3241a, in which case the redemption period shall be the later of thirty (30) days from the date of sale or fifteen (15) days from the date the notice required by MCL 600.3241a(b) was posted and mailed, or unless under MCL 600.3240(11), prior to the foreclosure sale the borrower follows the procedure set forth in that section to establish the presumption that the property is used for Agricultural purposes, in which case the redemption period shall be one (1) year from the date of the sale. Pursuant to MCL 600.3278, if the property is sold at a foreclosure sale under MCL 600.3201 et. seq., the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or the mortgage holder for damaging the property during the redemption period. This notice is from a debt collector. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Date of notice: July 1, 2026 By: Gary D. Popovits (P63861) Pezzetti, Vermetten, Popovits & Umulis, P.C., Attorneys for Mortgagee, 600 E. Front Street, Suite 100 - P.O. Box 5817, Traverse City, Michigan 49696-5817; (231) 929-3450 File No.: 4050.1595 Ad #282888 07/07/2026,07/14/2026,07/21/2026,07/28/2026