Prepared by and return to: Premium Title Services, Inc.. 114 Mesa Park Drive, Suite 100 El Paso, TX 79912 TS No.: 2026-00009-GA-SPS   NOTICE OF SALE UNDER POWER   GEORGIA, Richmond County   By virtue of a Power of Sale contained in that certain Security Deed from Mattie L Ring to CAPITAL ONE HOME LOANS, LLC, as lender, Mortgage Electronic Registration Systems, Inc., as beneficiary dated 02/23/2005, recorded 04/25/2005 in Book 00987 at page 0150, as Instrument No. 2005022541, Richmond County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Seventy-Two Thousand and 00/100 dollars ($72,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Towd Point Mortgage Trust 2015-3, U.S. Bank National Association as Indenture Trustee, there will be sold at public outcry to the highest bidder for cash at the Richmond County, During the legal hours of sale before the door of the courthouse of Richmond County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the 08/04/2026 at 11:00 AM, all property described in said Security Deed including but not limited to the following described property:   THE FOLLOWING DESCRIBED REAL PROPERTY SITUATE IN THE CITY OF AUGUSTA, COUNTY OF RICHMOND AND STATE OF GEORGIA TO WIT:   ALL THAT LOT OR PARCEL OF LAND WITH IMPROVEMENT THEREON SITUATE LYING AND BEING IN THE STATE OF GEORGIA, COUNTY OF RICHMOND IN THE 119TH DISTRICT G. M. IN GLENN HILL SUBDIVISION, SECTION II AND BEING KNOWN AND DESIGNATED AS LOT 36, BLOCK "K", ON A PLAT OF SAID SUBDIVISION MADE BY JAMES G. SWIFT. P.E., DATED FEBRUARY 11, 1964 AND RECORDED IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF RICHMOND COUNTY, GEORGIA IN REALTY BOOK 30-C, AT PAGES 236-237 TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION AS TO METES BOUNDS AND LOCATION OF SAID LOT.     Said legal description being controlling, however the property is more commonly known as 2708 GLENN HILLS DRIVE, AUGUSTA, GA 30906.     The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.     To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is Paul W. Ring, Mattie L Ring, or tenants(s).     The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.     The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: Select Portfolio Servicing, Inc , Loss Mitigation Dept., PO Box 65250 Salt Lake City, UT 84165-0250 Telephone Number: (888) 818-6032. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument.   Towd Point Mortgage Trust 2015-3, U.S. Bank National Association as Indenture Trustee as Attorney in Fact for Paul W. Ring, Mattie L Ring   THE BELOW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.   Contact: Premium Title Services, Inc.. 114 Mesa Park Drive, Suite 100, El Paso, TX 79912 Telephone Number: (866) 337-7097 Case No. TS No.: 2026-00009-GA-SPS   Ad Run Dates: 7/8/2026 7/15/2026 7/22/2026 7/29/2026   https://www.altisource.com/LoginPage.aspx