IN THE IOWA DISTRICT COURTIN AND FOR POLK COUNTY IH MISSISSIPPI VALLEY CREDIT UNION, Plaintiff, No. EQCE 092689 V. MICHAEL L. YOUNG, a/k/a MICHAEL L. YOUNG, JR.; SPOUSE OF MICHAEL L. YOUNG, if any; DEPARTMENT OF COMMERCE FEDERAL CREDIT UNION; TWO RIVERS BANK & TRUST; and PARTIES IN POSSESSION, Defendants. TO THE ABOVE-NAMED DEFENDANTS: MICHAEL L. YOUNG, a/k/a MICHAEL L. YOUNG, JR.; SPOUSE OF MICHAEL L. YOUNG, if any; and PARTIES IN POSSESSION You are hereby notified that there is now on file in the Office of the Clerk of the District Court in and for Polk County, Iowa, a Foreclosure Petition in the above-entitled action which prays for an in rem judgment in the amount of $414,026.98, plus interest as it accrues, the costs of the action, attorney fees, and that said sums be declared a first lien upon the follow-ing- described premises located in Polk County, Iowa, to-wit: LOT 6 IN PRECEDENCE AT PRAIRIE TRAIL PLAT 3, AN OFFICIAL PLAT, NOW INCLUDED IN AND FORMING A PART OF THE CITY OF ANKENY, POLK COUNTY, IOWA. Subject to all easements, covenants, conditions, reservations, leases, and restrictions of record, all legal highways, all rights of way, all zoning, building, and other laws, ordinances and regulations, all rights of tenants in possession, and all real estate taxes and assessments not yet due and payable. Being the same property which a mortgage was filed on or about December 19, 2022, as Document Number 2022-92311, in Book 19356, Page 382-397 and re-recorded on April 26, 2023, as Document Number 2023-19561 in Book 19455, Page 457 in the Polk County Recorder's Office That the mortgage on the above-described real estate be foreclosed, that a Special Execution issue for the sale of as much of the mortgaged premises as is necessary to satisfy the judgment and for such other relief as the Court may deem just and equitable. The attorney for the Plaintiff is Allison E. Walsh, whose address is Brooks Law Firm, P.C., 3725 Blackhawk Road, Suite 201, Rock Island, IL 61201, Phone: 309-786-4900, Facsimile 309-786-4940. You are further notified that unless you serve and within a reasonable time thereafter file a Motion or Answer on or before August 20, 2026, in the Iowa District Court for Polk County, at the courthouse located at 500 Mulberry Street, Des Moines, Iowa. If you do not, judgment by default may be rendered against you for the relief demanded in the Petition. This case has been filed in a county that utilizes electronic filing. You should refer to (i) Iowa Court Rules Chapter 16 for general rules and information on electronic filing; and (ii) Iowa Court Rules Chapter 16, division VI regarding protection of personal information in court filings. If you require the assistance of auxiliary aids or services to participate in court because of a disability, immediately call your district ADA coordinator at 563-244-3450 (if you are hearing impaired, call Relay Iowa TTY at 1-800-735-2942). IMPORTANT YOU ARE ADVISED TO SEEK LEGAL ADVICE AT ONCE TO PROTECT YOUR INTERESTS. July 17, 24, 31 2026 LIOW0553966