IN THE CIRCUIT COURT, SEVENTH JUDICIAL CIRCUIT, IN AND FOR SAINT JOHNS COUNTY, FLORIDA CASE NO.: CP26-0312 DIVISION: 46 IN RE: ESTATE OF JAMES ANDREW BOWLER, Deceased.  NOTICE TO CREDITORS The administration of the estate of JAMES ANDREW BOWLER, deceased, whose date of death was January 22, 2026, is pending in the Circuit Court for St. Johns County, Florida, Probate Division, the address of which is 4010 Lewis Speedway, St. Augustine, FL 32084. The names and addresses of the personal representative and the personal representative’s attorney are set forth below. All creditors of the decedent and other persons having claims or demands against decedent’s estate on whom a copy of this notice is required to be served must file their claims with this court ON OR BEFORE THE LATER OF 3 MONTHS AFTER THE TIME OF THE FIRST PUBLICATION OF THIS NOTICE OR 30 DAYS AFTER THE DATE OF SERVICE OF A COPY OF THIS NOTICE ON THEM. All other creditors of the decedent and other persons having claims or demands against decedent’s estate must file their claims with this court WITHIN 3 MONTHS AFTER THE DATE OF THE FIRST PUBLICATION OF THIS NOTICE. The personal representative has no duty to discover whether any property held at the time of the decedent’s death by the decedent or the decedent’s surviving spouse is property to which the Florida Uniform Disposition of Community Property Rights at Death Act as described in ss. 732.216-732.228, applies, or may apply, unless a written demand is made by a creditor as specified under s. 732.2211, Florida Statutes. The written demand must be filed with the clerk. ALL CLAIMS NOT FILED WITHIN THE TIME PERIODS SET FORTH IN FLORIDA STATUTES SECTION 733.702 WILL BE FOREVER BARRED. NOTWITHSTANDING THE TIME PERIODS SET FORTH ABOVE, ANY CLAIM FILED TWO (2) YEARS OR MORE AFTER THE DECEDENT’S DATE OF DEATH IS BARRED. The date of first publication of this notice is JULY 13, 2026. Attorney for Personal Representative: ST. JOHNS LAW GROUP Ann Miles Florida Bar No. 118688 104 Sea Grove Main Street St. Augustine, Florida 32080 (904) 495-0400 (Telephone) Personal Representative: Kristofer Andrew Bowler 1411 Brown Creek Drive Crossville, Tennessee 38571